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If you've ever thought about living in a development that offers amenities, clubs, boundless activities, then you MUST see this 2 Bedroom/1 Bathroom condo in the fabulous 55+ community of On Top of The World, Clearwater Florida. Would you love to spend your day playing golf for FREE whenever you'd like, having 2 courses to choose from? Think about where you want to be at age 55, 65, 75. Do you want to live simply and actively? Now is the time to make a plan. You will be hard pressed to find a more affordable condo that checks all the boxes. Bright and cozy with easy care, laminate flooring throughout. This condo is spacious at 1100 sq. ft. , and really has all one needs. This floorplan of the Living/Dining combination is bright and airy. The Kitchen has neutral granite countertops and a modern glass tile backsplash. There is space enough in the Primary Bedroom for a King-sized bedroom set. The Guest room accommodates a Queen bed. The closets are plentiful. One is Cedar Lined! All one level makes it easier to "Age-in-Place". The Florida Room offers flex space that can be used as another TV/Media Area, Office or Craft Space. The Condo is equipped with High-Speed Fiber-Optic Internet included in the monthly maintenance fee. A $150/mo. value! Step out the back door to find easy access to the Elevator and Laundry Room! It's like having your own, without the cost. This condo is high & dry! Located in a non-flood zone and non-evacuation zone. Are you a new "Snowbird" looking to escape the northern winters? You can use this condo in the winter months, then rent it for the Summer to "pay for itself" until you make a full time move. There is no waiting time to rent! This Clearwater location is perfect to use as "Home Base". Close to the Best Beaches in the Country! Excellent Shopping, Dining & superb Medical Facilities are nearby. There are Performing Arts Centers, Sports Venues, International & Regional Airports close by & a breeze to navigate to. Check out the small-town flavors of Dunedin, Safety and Palm Harbors. Tarpon Springs, St. Petersburg and Tampa are all an easy commute and are worthy daytrips. On Top of the World boasts 2 golf courses that are FREE for Owners to play. Play 9 holes on the short course or a full 18-hole round. The property has walking trails, Tennis and Pickleball courts, 2 Pools, a well-appointed gym, and clubs galore. Take the water aerobics, yoga or line dancing classes. Learn to play the Ukelele! This community is what you make of it. Bring your large dog, there is no size limit. There's even a Dog Park here. Come for a tour of this condo and the community and start living the Real Florida Lifestyle. If financing, 35% down is required. Fee Simple Ownership.
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Our Executive Mortgage Banker:
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$114,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $91,920 | $91,920 | $91,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $50 | $50 | $50 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $529 | $551 | $733 |
| Total Monthly Payment | $654 | $676 | $858 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.