|
2262 Folly Road, #2b, Charleston, SC, 29412 | $385,000
The view is what sets this condo apart, and being on the third-floor top level makes all the difference. With no units above, Unit 2B offers open, elevated views, a constant coastal breeze, and a noticeably quiet setting. The interior has been freshly painted, and both bathrooms were recently remodeled with new vanities, mirrors, and updated lighting. Major mechanical updates are already complete, with the HVAC system and hot water heater replaced within the last two years. A rare and valuable feature for this location, the unit includes a deeded oversized parking space that can accommodate multiple vehicles or a car and a boat. The Palmettos at Folly is a peaceful community along Folly Road on Oak Island, ideal for walking and biking. Folly Beach is just 0. 5 miles away, making it easy to reach the sand without dealing with beach traffic or parking. LoLo's is approximately 700 feet away, known for sunset views and fresh seafood, while other Folly favorites such as Woody's Pizza, Lost Dog Café, Loggerhead's, and Low Key are all close by. This property offers a balance of view, quiet living, and proximity to one of Charleston's most loved beach communitieswell suited for a primary residence, second home, or investment opportunity.
Features
- Parking: 2 Car Carport
- Heating: Electric
- Cooling: Central Air
- Amenities: Trash
- Bedrooms: 2
- Baths: 2 full
- Laundry: Laundry Room
- Complex: Palmettos at Folly
- Development: 22 - Folly Beach to Battery Island
- Year Built: 2003
- Approx Sq. Feet: 1,000
- Lot Desc: Level
- Water Front: Yes
- Elem. School: James Island
- Middle School: Camp Road
- High School: James Island Charter
- MLS#: 25032809
- Days on Market: 24 days
- Website: https://www.raveis.com
/prop/25032809/2262follyroad_charleston_sc?source=qrflyer
Listing courtesy of Keller Williams Realty Charleston
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Yokadi Mejia, William Raveis Insurance
561.335.7966
Yokadi.Mejia@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2262 Folly Road, #2b, Charleston, SC, 29412
$385,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $308,000 | $308,000 | $308,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,773 | $1,845 | $2,456 |
| Total Monthly Payment | $1,848 | $1,920 | $2,531 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484