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78 Vanderhorst is a beautiful 3-bedroom Charleston single built in the 1890s. It was raised 13. 9 feet by Luxury Simplified Construction in 2020 and tastefully renovated in 2023. LOCATION: Prime historic district location near King Street, the College of Charleston and MUSC. Area is renowned for its hip culinary scene and culture. Think. . . Chubby Fish, Malagón Mercado y Taperia, Vern's, Wild Common, Spoleto Art Festival, Int'l African American Museum, Sophia Institute, Gaillard Center, luxury retail and more. AESTHETIC: Antique hardwood floors and woodwork, high ceilings. Abundant natural light animates the color story, high-end window treatments and custom-made cabinetry, unlacquered brass finishes. INTERIOR: To step in Vanderhorst's front door is to appreciate its rich historical ambience. Original gas brick fireplaces anchor the living room and kitchen. Living room features plantation shutters and handsome built-ins. Serving the formal dining room is a spacious kitchen with all-new refrigerator, stove & dishwasher, ample counter space, a Miele flush-mount coffee-maker, closed cupboards and banquette breakfast nook. Laundry includes tailor-made cabinetry and a farm sink. An exquisitely nuanced powder room perfects the first floor. Three bedrooms and two full baths lie up the stairway. The primary bedroom features a marble bath, a custom-built-in wardrobe and a private piazza. Recent refinements include three handcrafted, solid mahogany entrance doors and a new sliding door leading to the back balcony. EXTERIOR: Double piazza is a signature of 19th century Charleston architecture. It follows true to Gullah folklore with haint paint ceilings. The hanging ferns, a Victorian-era trend, remain a popular southern accessory for porch living. The foundation and window box planters polish the historic charm. Privacy fenced patio/courtyard is yours to define as a zen play space. One private driveway parking space + permit street parking. Huge ground-level storage area with new shelves. OTHER: 2023 HVAC, kitchen mini-split, attic dehumidifier, gas-fired, tankless water heater, closed-cell spray foam insulation plus 2020 smart water vents; 2018 roof hydro-stop system. Assumable flood policy. Buyer must honor lease through 5/31/26. Buyer/Buyer Agent verifies all information during due diligence. Audio & video recording devices are in use on this property. Showing by appointment w/ 24-hour notice.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,519,200 | $1,519,200 | $1,519,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.241% | 6.007% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $8,626 | $8,987 | $12,616 |
| Total Monthly Payment | $8,751 | $9,112 | $12,741 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.