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13709 SE 86TH TERRACE, Summerfield, FL, 34491 | $299,900
Under contract-accepting backup offers. Move-in ready Florida living at its best!
This beautifully updated, TURN-KEY 2-bedroom, 2-bath home is located in the highly sought-after Del Webb Spruce Creek Golf & Country Club. Roof 2019, A/C 2020 and Brand new Hot Water Heater.
Inside, you’ll find diagonal ceramic tile throughout the main living areas, a bright kitchen with granite countertops and a cozy sitting area, and a glass-enclosed 24’ x 10’ lanai that adds flexible space for relaxing or entertaining.
The living room is designed for ultimate comfort and style, featuring a brand-new leather sofa and matching love seat, each equipped with dual recliners offering heat, massage, and zero-gravity positioning. The space is completed with a new area rug and matching end tables and coffee table, creating a warm and inviting atmosphere.
Step outside to your private oasis with a brand-new 20’ x 40’ brick-paver patio, perfect for outdoor gatherings or quiet evenings. A 2025 six-person Catalina Spa with LED lighting, Bluetooth audio, and a soothing water feature is available for purchase separately.
The home’s exterior has been refreshed with all-new landscaping, including lush sod, decorative rock, and refinished surfaces—delivering excellent curb appeal. Ideally located near the Front Gate and just minutes from the Horizon Center Clubhouse, restaurant, main pool and hot tub, driving range, and pro shop.
Del Webb Spruce Creek is a 24-hour gated, 55+ golf-cart-friendly community offering 36 holes of championship golf, a fitness center, softball, pickleball, tennis, three pools (including one indoor), three hot tubs, scenic walking trails, and nearly 100 clubs and social activities.
Simply move in, relax, and enjoy the lifestyle you’ve been waiting for.
Features
- Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Wheelchair Access
- Rooms: 3
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 86 x 90
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Year Built: 1997
- Garage: 2-car
- Heating: Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,537
- Acreage: 0.18
- Lot Size: 86 x 90
- Est. Taxes: $3,347
- HOA Fee: $214 Monthly
- Adult Communities: Yes
- Pet Policy: Cats OK, Dogs OK
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: OM715384
- Days on Market: 72 days
- Website: https://www.raveis.com
/prop/OM715384/13709se86thterrace_summerfield_fl?source=qrflyer
Listing courtesy of BROKER ASSOCIATES REALTY Phone: 352-272-8410
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
13709 SE 86TH TERRACE, Summerfield, FL, 34491
$299,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,920 | $239,920 | $239,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $279 | $279 | $279 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,400 | $1,458 | $1,944 |
| Total Monthly Payment | $1,754 | $1,812 | $2,298 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388