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Welcome to 3622 Cape Ct, St. Cloud, FL 34772, a beautifully maintained 5 bedroom, 3 bathroom home tucked away at the end of a quiet cul-de-sac in the desirable Mallard Pond community. Situated on a large . 28-acre waterfront lot, this property offers peaceful views, added privacy, and plenty of outdoor space to enjoy Florida living.
Designed with flexibility in mind, this home is ideal for a large family or a multi-generational household. The thoughtfully planned layout includes a first-floor bedroom and full bathroom, perfect for guests or could easily be converted into a private in-law suite. The large kitchen features granite countertops, stainless steel appliances including a new refrigerator, providing ample space for cooking and gathering. Upstairs, you’ll find a convenient laundry room with a new washer and a spacious family room/loft, ideal as a media room, playroom, or additional living area. Enjoy spectacular sunsets from your spacious screened back porch overlooking the pond.
The home is equipped with a new AC system with advanced humidity control and air purification, ensuring year-round comfort and improved indoor air quality. Recent updates also include fresh exterior paint, a new hot water heater, new garage door opener and new sprinkler system, offering peace of mind and modern convenience.
Located within the welcoming Mallard Pond community, residents enjoy neighborhood amenities and easy access to great schools, shopping, dining, and major roadways.
With generous living spaces, thoughtful upgrades, and a versatile floor plan, this beautiful home is perfectly suited for families of all sizes seeking comfort, functionality, and a picturesque setting in St. Cloud. Sellers will consider buyer concessions with an acceptable offer. Make your appointment to see it today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$519,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $415,200 | $415,200 | $415,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.280% | 5.628% |
| Monthly Tax Payment | $360 | $360 | $360 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,390 | $2,523 | $3,365 |
| Total Monthly Payment | $2,842 | $2,975 | $3,817 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.