4939 SURFSIDE CIRCLE, Bradenton, FL, 34211 | $879,000

One or more photo(s) has been virtually staged. Experience elevated living in the award-winning 55+ community of Cresswind at Lakewood Ranch. This lightly lived-in Fiesta floor plan by Kolter Homes offers 3 bedrooms, 3 bathrooms, and a custom built-in office, blending comfort, functionality, and thoughtful UPGRADES throughout.
Set on one of the largest and most desirable homesites in the community, the home enjoys sweeping panoramic LAKE VIEWS and breathtaking sunset vistas from the covered lanai and heated POOL, creating a serene backdrop for everyday living.
The open-concept floor plan flows seamlessly, offering both elegance and functionality—perfect for entertaining while remaining comfortable for daily life.
The KITCHEN is designed with thoughtful upgrades; GE Profile stainless steel appliances, Cambria quartz countertops, a large center island, full-height backsplash, and soft-close cabinetry with pull-out drawers.
THROUGHOUT the home, you’ll find upgraded flooring, quartz and granite countertops, enhanced cabinetry and hardware, and custom solid-wood built-in closets in every room, including the pantry.
The spacious primary suite provides a relaxing retreat, while secondary bedrooms and bathrooms compliment the home’s cohesive, upgraded finishes.
Step outside to your OUTDOOR OASIS where a resort-style pool with waterfall feature, panoramic screen enclosure, paver lanai, and an 8-foot fire pit overlook the peaceful water view—perfect for morning coffee or evening relaxation.
Additional FEATURE UPGRADES include a whole-house generator, audio and video security system with central control panel, a 4-foot extended garage with epoxy flooring and custom storage, and enhanced landscaping with added palms and landscape lighting.
Cresswind at Lakewood Ranch is a pet-friendly, amenity-rich active adult community spanning over 250 acres. Residents enjoy pickleball and tennis courts, walking trails, bocce, dog park, resort-style pool and spa, resistance pool, event lawn with food trucks and live music, and multiple outdoor social spaces. The resident-only clubhouse—led by a full-time lifestyle director—features a SmartFit/EGym fitness center, yoga studio, art and ceramics studio, card rooms, and a wide variety of clubs and activities.
This home offers the perfect balance—plenty to do when you want it, and a peaceful place to unwind when you don’t. This is more than a home; it’s a lifestyle curated for your next chapter.

Features

  • Amenities: Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Gated, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Spa/Hot Tub
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Laundry Room
  • Year Built: 2021
  • Garage: 2-car
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,318
  • Acreage: 0.22
  • Est. Taxes: $10,123
  • HOA Fee: $1,348 Quarterly
  • View: Water
  • Adult Communities: Yes
  • Pool: Heated, In Ground, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
  • MLS#: TB8456519
  • Days on Market: 63 days
  • Website: https://www.raveis.com
    /prop/TB8456519/4939surfsidecircle_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/7/2026 5:17:06 PM)

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704.516.1275

Didier.Bouton@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4939 SURFSIDE CIRCLE, Bradenton, FL, 34211

$879,000

Didier Bouton

Licensed Real Estate Salesperson

William Raveis Real Estate

Phone: 704.516.1275

Didier.Bouton@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $703,200 $703,200 $703,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.130% 5.984% 5.912%
Monthly Tax Payment $844 $844 $844
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,993 $4,160 $5,839
Total Monthly Payment $4,929 $5,096 $6,775

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.