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Presented by
Chris Borncamp - Miranda & Procopio Group |
This is a Habitat for Humanity property and future home. This mobile home is being sold below market value and is available to buyers who meet the income thresholds put forth by Habitat for Humanity guidelines. The final sales price is estimated at $65, 000, but will be adjusted depending upon the income of the buyer selected in addition to the accounting of monthly payments for purchase, property taxes, home insurance, and park rent. Minimum total household income is $39, 500. Maximum annual income for a household of one is $64, 600 and maximum annual income for a household of 2 is $74, 100. This 1 bedroom 1 bath mobile home is practically new and includes an eat-in kitchen/living room, 1 bedroom and one full bath. It was lightly lived in by its first owner and ready for the next! For any interested and qualified parties, applications to the Capital Region Habitat for Humanity affiliate will be accepted until January 3rd, 2026 after which time the Habitat affiliate will perform a homeowner selection process that may take up to 6-8 weeks to complete. The sale of this property will be contingent upon acceptance into the Top of the Hill Cooperative according to their park rules and parameters.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/25/2025Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$65,000
Sales Associate
William Raveis Real Estate
Phone: 239.409.0494
Chris@239Chris.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $52,000 | $52,000 | $52,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $50 | $50 | $50 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $295 | $316 | $421 |
| Total Monthly Payment | $420 | $441 | $546 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.