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Welcome to 741 Hamilton Ave, Westhampton Beach! This charming ranch style attached home in The Hampton West Estates of Westhampton Beach, also know as the Gabreski Air Base Housing Community could now be yours. This home is of the many adjoining homes in the neighborhood sharing a wall with the neighboring residence to the north. This lovely ranch style home has a great open living space, three bedrooms, two full baths across approximately 1, 288 sqft in total. The eat in kitchen provides a perfect hub for casual meals and entertaining or step outside to your private fenced backyard as a perfect space for summer cookouts, gardening or gathering. The 0. 27 acre lot feels much larger with a generous sized fenced backyard, rear wood deck and in ground vinyl pool. Other great features to this home include hardwood floors throughout, recently installed forced air unit, full unfinished basement and attached enclosed car port. This home in the sought after Westhampton Beach community at this fantastic offering presents the perfect opportunity for first-time buyers, down-sizing or those seeking a coastal retreat with rental upside.
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $439,920 | $439,920 | $439,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $235 | $235 | $235 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,638 | $2,745 | $3,624 |
| Total Monthly Payment | $2,964 | $3,071 | $3,950 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.