12981 BURNS DRIVE, Odessa, FL, 33556 | $519,900

Welcome to Starkey Ranch living in a beautifully maintained, single-story home designed for comfort, connection, and ease. This 3-bedroom, 2-bath residence offers a bright, open layout with neutral finishes, tile flooring in the main living areas, and a well-appointed kitchen featuring white cabinetry, quartz countertops, stainless steel appliances, a gas cooktop, and a generous pantry. The seamless flow from kitchen to dining and living spaces makes everyday living and entertaining effortless, while sliding glass doors open to a private, fenced backyard—ideal for relaxing or gathering outdoors. The primary suite provides a peaceful retreat with ample space and storage. Situated on a corner lot within the award-winning Starkey Ranch community, residents enjoy an exceptional lifestyle with miles of scenic walking and biking trails, multiple community pools and splash pads, playgrounds, dog parks, and year-round events. A standout amenity is the Starkey Ranch Theatre, Library & Cultural Center, offering programs, performances, and resources for all ages. Just minutes away, the vibrant Starkey Market adds energy and charm to everyday life with fresh produce, coffee, food trucks, live music, and seasonal gatherings that bring neighbors together. Zoned for the highly regarded Starkey Ranch K–8 School and conveniently located near shopping, dining, medical facilities, and major routes to Tampa, Clearwater, and the Gulf beaches, this home delivers the whole Starkey Ranch experience in a manageable, well-cared-for package. A rare opportunity to enjoy single-story living and genuine community connection in one of Tampa Bay’s most sought-after neighborhoods. A rare opportunity for buyers seeking single-story living, exceptional schools, and unmatched community amenities at an approachable entry point into Starkey Ranch.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Contemporary
  • Year Built: 2019
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,603
  • Acreage: 0.15
  • Est. Taxes: $6,923
  • HOA Fee: $85 Annually
  • Lot Desc: Corner Lot, Sidewalk
  • Elem. School: Starkey Ranch K-8
  • Middle School: Starkey Ranch K-8
  • High School: River Ridge High-PO
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator
  • MLS#: TB8457622
  • Days on Market: 37 days
  • Website: https://www.raveis.com
    /prop/TB8457622/12981burnsdrive_odessa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/29/2026 7:17:58 PM)
Listing courtesy of KELLER WILLIAMS ST PETE REALTY   Phone: 727-894-1600

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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12981 BURNS DRIVE, Odessa, FL, 33556

$519,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $415,920 $415,920 $415,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.209% 6.168% 5.541%
Monthly Tax Payment $577 $577 $577
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,362 $2,491 $3,343
Total Monthly Payment $3,031 $3,160 $4,012

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.