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Priced at appraisal and located in The Villages at St. Johns Woods, this thoughtfully designed Craftsman-style home offers a flexible and spacious layout with an ideal balance of comfort and functionality across two well-planned levels, all in the heart of Johns Island. The main level welcomes you with a generous living room centered around a cozy fireplace, flowing seamlessly into the dining area and kitchen, perfect for both everyday living and effortless entertaining. The kitchen is nicely sized and well-appointed with stainless steel appliances, including a gas range, ample workspace, and easy connection to the main living areas. A standout feature of the first floor is the expansive primary suite, offering exceptional privacy and a relaxing retreat. The oversized primary bathroom features double sinks, a large shower, and a soaking tub, creating a spa-like atmosphere, while multiple closets and a conveniently located laundry room add everyday ease. A powder room and additional storage complete the main level. Upstairs, three generously sized bedrooms provide comfortable accommodations for guests, family, or flexible use. One bedroom includes an en-suite bathroom, making it ideal as a second primary or private guest suite. The upstairs layout easily adapts to home offices, guest rooms, or bonus living space, all while maintaining separation from the primary suite below. With abundant storage, well-proportioned rooms, and a layout designed for both entertaining and daily comfort, this home offers versatility and livability to suit a wide range of lifestyles.
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Our Executive Mortgage Banker:
$800,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $640,000 | $640,000 | $640,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.144% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,684 | $3,833 | $5,103 |
| Total Monthly Payment | $3,776 | $3,925 | $5,195 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.