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WELCOME TO YOUR TROPICAL PARADISE at 3118 Lloyd Dr, Holiday in the Beacon Square subdivision in sunny FL. This well-kept, pride of ownership home consists of 2 bedrooms + Florida/family room, 2 bathrooms & 1 car garage in a NO FLOOD, NO HOA or NO CDD zone. Key exterior features are low maintenance front lawn with a MAJESTIC shade tree as its centerpiece, carriage lights, rain gutters, concrete double-wide driveway & walkways as well as a covered front porch. HUGE BONUS: This house has hurricane shutters for all the windows for peace of mind during storms which equals a credit for homeowner's insurance. As you step inside, you'll LOVE the NATURAL SUNSHINE ILLUMINATING the interior together with the updated light fixtures. The OPEN FLOOR PLAN consists of the kitchen, living, dining & family rooms. The NICE kitchen consists of all appliances (range, range vent, fridge & BRAND NEW DISHWASHER 6/2025 installed after photos were taken), wood cabinets with hardware, expansive laminate counters, tile backsplash, pantry closet with BARN-STYLE rolling doors & double sink with pass-through window to the screened lanai. The dining room features a custom-built China cabinet with LED colorful rope lighting controlled by a remote, beadboard panels & BEAUTIFUL metal antique decorative doors. The family room has a brick accent wall with lighted sconces, paddle fan & access to the lanai through double sliding glass doors. After a long day, retreat to your primary bedroom which can easily accommodate king-size furniture & has a cedar wood closet along with MODERN IKEA closets for additional storage. Likewise, the second bedroom can also fit big furniture & has a cedar wood closet. The main bathroom features a step-in shower with GORGEOUS subway tile & VINTAGE MODERN COPPER-COLOR DUAL SHOWER HEADS WITH RAIN SHOWER. There is a coordinating copper faucet for the sink & expansive vanity cabinet with storage that completes this full bathroom. In the OVERSIZED garage, you'll find the second full bath (shower, toilet, sink) with AC vent, laundry hookups with utility sink, washer & dryer included in the sale, built-in shelving, attic storage & side exit door. The AMAZING backyard is a DREAM OASIS. You'll find CUSTOM built bars with corrugated metal doors, built-in seating & storage options PERFECT for the outdoor entertaining. The big screened & covered lanai is a great place to host family & friend get togethers. House systems: Trane AC 7/2009; Roof 6/2008. Location is IDEAL near schools, beaches, medical plazas, shopping centers, restaurants, places of worship, airport & tourist attractions. MAKE THIS YOUR FUTURE HOME!
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Our Executive Mortgage Banker:
Our Insurance Division:
$219,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $175,200 | $175,200 | $175,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $59 | $59 | $59 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $995 | $1,049 | $1,397 |
| Total Monthly Payment | $1,129 | $1,183 | $1,531 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.