46 Terrace Circle, #2C, Great Neck, NY, 11021 | $450,000

Rare 2BR Co-op in Prime Great Neck Location . Don't miss this exceptional opportunity to own a beautifully maintained co-op unit in one of Great Neck’s most sought-after garden communities. Located on the 2nd floor, this bright and spacious east-west facing apartment offers excellent natural light and fantastic feng shui. 2 bedrooms; 1 full bath with window; Separate kitchen and bathroom both have windows for ventilation; Approx. 1, 000 sq ft of well-utilized space;Top-Rated School District: Zoned for both Great Neck North & South Schools — choose based on your child's needs. Family sale allowed — children may sell to parents, subject to standard procedures. Convenient Location: Just 5 minutes to Northern Blvd and supermarkets;7 minutes to LIRR train station;Surrounded by shops, restaurants, tutoring centers, and more Ideal for both daily living and family education. Garden-Style Community: Beautifully landscaped grounds with lush greenery;Free swimming pool for residents;Low maintenance: $1, 300/month, includes everything except electricity and cooking gas;A perfect blend of comfort, convenience, and value in the heart of Great Neck.

Features

  • Heating: Hot Water
  • Cooling: Electric
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Year Built: 1949
  • Approx Sq. Feet: 1,000
  • Elem. School: Saddle Rock School
  • Middle School: Great Neck South Middle School
  • High School: Great Neck South High School
  • School District: Great Neck
  • Pets Allowed: Yes
  • Appliances: Dishwasher, Gas Oven, Gas Range, Microwave
  • MLS#: 872277
  • Days on Market: 104 days
  • Website: https://www.raveis.com
    /prop/872277/46terracecircle_greatneck_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Skylux Realty Inc   Phone: 718-500-2231

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

46 Terrace Circle, #2C, Great Neck, NY, 11021

$450,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.396%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,044 $2,156 $2,870
Total Monthly Payment $2,119 $2,231 $2,945

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.