3011 SW 21st Terrace, #382a, Delray Beach, FL, 33445 | $325,000

Location, location, location. Welcome to Delray Oaks, a well-established and beautifully maintained community in the heart of Delray Beach that offers an exceptional combination of convenience, lifestyle, and long-term value. This remodeled second-floor 2-bedroom, 2-bath end-unit condo is bright, quiet, and positioned with peaceful lake views, offering added privacy and natural light. The open living and dining area flows easily into a charming bar and in-unit laundry, creating a comfortable and functional layout. Updates include a refreshed kitchen with stainless steel appliances, renovated bathrooms with timeless finishes, and warm designer paint throughout. The primary suite features a large walk-in closet and a calm, retreat-like feel. Delray Oaks is known for its resort-style amenities, including a community pool, clubhouse, scenic lakes, walking and jogging paths, and green spaces, with a park located just steps away ideal for outdoor enjoyment and an active lifestyle. The community is pet-friendly, making it a great option for full-time residents and seasonal owners alike. Ideally located just minutes from Delray Beach's award-winning beaches, I-95, downtown Delray Atlantic Avenue, Costco, shopping, dining, and everyday conveniences. Both Palm Beach International Airport and Fort Lauderdale-Hollywood International Airport are easily accessible, making travel simple and stress-free. The property also offers a strong rental history, adding flexibility and appeal for investors seeking a well-located, low-maintenance opportunity in a high-demand area with consistent tenant interest.

Features

  • Parking: Assigned, Guest, Open
  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Levels: 1
  • Amenities: Clubhouse, Jogging Path, Playground, Parking, Pool, Community Room, Sidewalks, Street Lights
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Kitchen
  • Complex: DELRAY OAKS CONDO
  • Development: DELRAY OAKS
  • Year Built: 1980
  • Common Charge: $547 Monthly
  • Approx Sq. Feet: 1,348
  • Est. Taxes: $4,561
  • Lot Desc: Interior Lot, Sidewalks
  • View: Clubhouse, Water, Lake
  • Water Front: Yes
  • Elem. School: Orchard View
  • Middle School: Boca Raton Community
  • High School: Spanish River
  • Pet Policy: Yes, Cats OK, Dogs OK, Size Limit, Pet Restrictions Possible
  • Appliances: Electric Water Heater, Dryer, Disposal, Dishwasher, Electric Range, Ice Maker, Microwave, Refrigerator, Water Heater, Washer, Range
  • MLS#: R11148833
  • Website: https://www.raveis.com
    /prop/R11148833/3011sw21stterrace_delraybeach_fl?source=qrflyer
All listings featuring the BMLS logo are provided by BeachesMLS Inc. This information is not verified for authenticity or accuracy and is not guaranteed.

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Kevin DeTullioVP, Mortgage Banker / Production Manager, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1724767

203.305.5736

Kevin.DeTullio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3011 SW 21st Terrace, #382a, Delray Beach, FL, 33445

$325,000

The Rosemarie Smith Team

Sales Associates

William Raveis Real Estate

Phone: 860.227.5806

TheRosemarieSmithTeam@raveis.com

Kevin DeTullio

VP, Mortgage Banker / Production Manager

William Raveis Mortgage, LLC

Phone: 203.305.5736

Kevin.DeTullio@Raveis.com

NMLS Mortgage Loan Originator ID 1724767

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $260,000 $260,000 $260,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.628% 5.933%
Monthly Tax Payment $380 $380 $380
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,580 $1,642 $2,159
Total Monthly Payment $2,035 $2,097 $2,614

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.