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**TURNKEY** MOVE-IN READY HOME IN GARDENS OF GULF COVE - Located in the deed-restricted community of Gardens of Gulf Cove, this well-maintained 3-bedroom, 2-bath home puts you close to Gulf beaches, golf courses, shopping, and dining throughout Englewood and Port Charlotte. Inside, the open floor plan is bright and inviting with vaulted ceilings and abundant natural light. The main living areas flow effortlessly from the living room to the family room, creating comfortable spaces for everyday living and casual entertaining. Durable, wood-look laminate flooring throughout the living areas adds warmth & continuity. At the center of the home, the kitchen keeps you part of the action. White cabinetry, white quartz counters, stainless steel appliances, generous cabinet & counter space, plus a breakfast bar open directly to the family room — perfect for casual meals, morning coffee, or entertaining without missing a moment. A dedicated dining room nearby gives you a more formal option for gatherings while still staying connected to the heart of the home. The spacious master suite offers an oversized walk-in closet and an en-suite bath featuring a walk-in shower & separate soaking tub. The split bedroom layout boasts large guest rooms that can double as hobby rooms. Guest rooms share a guest bath located in the hallway between them. Outside, the oversized backyard offers room to personalize — whether that’s adding outdoor seating, a garden, or simply enjoying the open green space. A detached shed adds valuable storage for beach gear, bikes, or tools. Other amenities include hurricane protection, an interior laundry room and an attached two-car garage. Recent updates include a new roof (2023), new A/C system (2025). Gardens of Gulf Cove is known for its active, friendly atmosphere and impressive amenities including two community pools (one heated), tennis courts, shuffleboard, bocce, basketball court, recreation center, exercise equipment, and on-site management — all supported by a low annual HOA fee. Spend your days at nearby Gulf beaches, tee off at local golf courses, or enjoy dining and shopping just minutes away. This is easy Florida living with everything close at hand. Make an appointment today.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | $424 | $424 | $424 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,358 | $1,434 | $1,923 |
| Total Monthly Payment | $1,857 | $1,933 | $2,422 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.