111 WHISPERING SANDS CIRCLE, #V38, Siesta Key, FL, 34242 | $3,850

Welcome to an elegant seasonal retreat in Whispering Sands, one of the few private 55+ beachfront communities on Siesta Key. This beautifully appointed two-bedroom, two-bath villa offers a rare opportunity to enjoy refined island living in a peaceful and well-maintained setting, just steps from Siesta Key's Village and its world-famous white sand beaches. The residence has been thoughtfully refreshed to create a calm, contemporary space designed for relaxation and comfort. The open living areas flow naturally, complemented by modern finishes in the kitchen and baths, updated flooring, and soft recessed lighting. A spacious Florida room expands the living space and provides a tranquil spot to enjoy garden views, enhanced by impact windows and independent climate control for year-round comfort. Additional features include automatic window treatments, upgraded electrical systems, and an attached garage with a full-size washer and dryer. The villa has been professionally restored following minor storm-related water intrusion, including mold remediation and interior repairs, and the home has been freshly painted throughout. The air conditioning system and electrical system have been professionally inspected and are in excellent working order. Whispering Sands offers an exceptional lifestyle with private beach access, two swimming pools, a fitness room, and a scenic lagoon framed by lush tropical landscaping. The community is quiet, secure, and designed for those who value privacy, comfort, and an elevated coastal experience. Whether you are seeking a winter escape or an extended seasonal stay, this villa delivers the rare combination of luxury, location, and peace of mind. Seasonal availability is limited. Contact us today to reserve your time at Whispering Sands and experience Siesta Key living at its finest. *** Property is also available for purchase. See MLS A4670303 ***

Features

  • Type: Villa
  • Amenities: Security
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1968
  • Garage: 1-car Driveway, Garage Door Opener, Guest
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,160
  • Acreage: 3.21
  • Elem. School: Phillippi Shores Elementary
  • Middle School: Brookside Middle
  • High School: Sarasota High
  • Pet Policy: No
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: A4675340
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /prop/A4675340/111whisperingsandscircle_siestakey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/17/2026 3:18:25 AM)
Listing courtesy of KELLER WILLIAMS CLASSIC GROUP   Phone: 941-900-4151

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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111 WHISPERING SANDS CIRCLE, #V38, Siesta Key, FL, 34242

$3,850

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $3,080 $3,080 $3,080
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.522%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $17 $18 $25
Total Monthly Payment $92 $93 $100

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.