102 Cutter Circle, Bluffton, SC, 29909 | $1,749,000

Beautiful Custom home in Riverbend with amazing and breathtaking views of the Okatee River. French Doors throughout the Great Room with arched windows above and a wall of windows in the Carolina and Casual Dining area overlooking the water and marsh with all of its splendor. Sellers made many updates since 2021: New GAF Roof, Replacement of Chimney Stucco and Cap, Seamless Gutters, painted all of the Stucco, new Maytag Washer and Dryer, added a Reinforced Seawall, Paver Walkway and Patio, Stone Mulch all around the home, added Sod, Carrier 15 SEER, 5-ton, 3-zone HVAC, Pella Great Room Upper Arched windows, 1st Floor Carpets & 12/23/2025 New Carrier Performance 110, 000 BTU 80% Variable Speed Furnace (10-yr. Parts & 1-yr labor Warranty). Enjoy the true chef's/baker's Kitchen including Wolf 4-burner Cooktop with grill, griddle, Warming Drawer, Miele Dishwasher, Sub Zero Refrigerator, Elkay triple Sink, Breakfast Bar Sink, Wine cooler, mounted TV which conveys, Walk-in Pantry. Extra fridge in Laundry Room. Energy-efficient, 12" Aerated Concrete Block Foundation Construction reinforced with L-Shaped Rebar which is fire, wind, earthquake, and pest resistant, with greater insulation, and reduced heating/cooling costs. Travertine tile in Carolina Room, Owner's Bath and Shower. Great room has a beautiful gas fireplace, built-in display shelving and storage with a TV wall mount above the Fireplace. Comfort height vanities & Toto toilets. Vaulted Carolina Room and Owner's Bedroom ceilings. Closets galore for storage and step-in attic access with closed-cell foam insulation. 15' Great Room, Kitchen and Foyer ceilings. Oversized Garage with Epoxy floor, Workshop, Premier Storage Cabinets and a Service-yard Door to paver walkway. Riverbend is a desirable neighbor of 300 homes in 55+ Active Adult Sun City Hilton Head where Residents enjoy three premier golf courses, over 150 clubs, state-of-the-art fitness centers, tennis, pickleball, multiple resort-style pools, a 550-seat Theater, social halls, walking trails, and easy golf cart access to fine dining, healthcare, banks, & shopping.

Features

  • Amenities: Bocce Court,Clubhouse,Dog Park,Fitness Center,Fire Pit,Gas,Garden Area,Playground,Pickleball,Pool,RV/Boat Storage,Restaurant,Guard,Spa/Hot Tub,Tennis Court(s),Trail(s)
  • Rooms: 1
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Style: One and One Half Story
  • Development: Sun City/Riverbend
  • Year Built: 2003
  • Garage: 3-car
  • Heating: Central,Zoned
  • Cooling: Central Air
  • Approx Sq. Feet: 3,925
  • Acreage: 0.4
  • Lot Desc: 1/4 to 1/2 Acre Lot
  • View: Marsh View,River
  • Adult Communities: Yes
  • Pets Allowed: Yes
  • Appliances: Convection Oven,Double Oven,Dryer,Dishwasher,Disposal,Gas Range,Indoor Grill,Microwave,Refrigerator,Self Cleaning Oven,Wine Cooler,Warming Drawer,Washer,Water Softener
  • MLS#: 503193
  • Website: https://www.raveis.com
    /eprop/503193/102cuttercircle_bluffton_sc?source=qrflyer
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William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Porto TeamSales Associates

203.814.8247

PortoTeam@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Gerry O'BrianVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 223191

203.274.0501

Gerry.OBrian@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Gene RahillyInsurance Sales Director, William Raveis Insurance

917.494.9386

Gene.Rahilly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

102 Cutter Circle, Bluffton, SC, 29909

$1,749,000

Porto Team

Sales Associates

William Raveis Real Estate

Phone: 203.814.8247

PortoTeam@raveis.com

Gerry O'Brian

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.274.0501

Gerry.OBrian@raveis.com

NMLS Mortgage Loan Originator ID 223191

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,399,200 $1,399,200 $1,399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.214% 6.145% 5.846%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,055 $8,389 $11,526
Total Monthly Payment $8,180 $8,514 $11,651

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.