3445 Wellfleet LN, Naples, FL, 34114 | $3,275,000

TURNKEY waterfront luxury in exclusive Fiddler’s Creek’s Oyster Harbor. One of the community’s few two-story waterfront residences, this exceptional estate offers nearly 5, 000 square feet of refined living designed for comfort, elegance, and effortless entertaining, set within a prestigious private golf club community featuring a newly completed, state-of-the-art golf clubhouse.
Rich architectural details include extensive custom woodworking, vaulted tray ceilings, plantation shutters, and layered accent lighting throughout. Modern upgrades provide peace of mind with a full generator, three HVAC systems, two dehumidifiers, water softener, camera system, whole-home sound system, pool heater with solar assist, Storm Smart hurricane shades, and impact doors and windows. The fully air-conditioned three-car garage features custom cabinetry and a built-in car shop vacuum.
At the heart of the home, the gourmet kitchen is both welcoming and sophisticated, ideal for entertaining, with custom white cabinetry and accent lighting, quartz countertops, two ovens, microwave, 6-burner stovetop, icemaker, and premium Monogram GE Profile appliances. The adjacent dining room showcases a dramatic custom wine stone alcove, while the living room impresses with a stone-clad gas fireplace, custom shelving, and sliding glass doors opening seamlessly to the lanai.
The thoughtfully designed floor plan includes four bedrooms plus a private den, bonus family room, and five-and-a-half baths, complemented by high-end, designer custom furnishings throughout. The owner’s suite offers two walk-in closets, including a custom California Closet, and a spa-like bath with a large walk-in shower. The den features elegant French doors, and the family room opens directly to the lanai and pool area, adjacent to a full bath. Upstairs, guests enjoy a private living space with a bedroom, two full baths, living room, and kitchenette—ideal for extended stays or multi-generational living.
Designed for refined indoor-outdoor living, the home boasts over 2, 200 square feet of expansive lanai space overlooking tranquil water views. The resort-style outdoor oasis features a spectacular pool with waterfall, water kettles, spa, natural gas stone fireplace, outdoor kitchen with gas grill, panoramic screen enclosure, travertine decking, and dramatic pool and landscape lighting.
Additional highlights include a tile roof, lush landscaping, and extensive exterior lighting. Residents of Fiddler’s Creek enjoy luxurious resort-style amenities, including a 54, 000-square-foot Club & Spa with two onsite restaurants, multiple pools, fitness center, and tennis, pickleball, and bocce courts. Optional golf, beach, and boating memberships enhance the lifestyle. Ideally located just minutes from Marco Island’s pristine beaches and approximately 15 minutes to downtown Naples and 5th Avenue.

Features

  • Amenities: Beach Club Available,Bocce Court,Business Center,Clubhouse,Community Park,Community Pool,Community Room,Community Spa/Hot tub,Exercise Room,Fitness Center Attended,Full Service Spa,Golf Course,Internet Access,Marina,Pickleball,Play Area,Private Membership,Restaurant,Sauna,Sidewalk,Streetlight,Tennis Court,Underground Utility
  • Rooms: 13
  • Bedrooms: 4
  • Baths: 5 full / 1 half
  • Style: 2 Story
  • Development: FIDDLER'S CREEK
  • Year Built: 2019
  • Garage: 3.00 Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric,Exhaust Fan,Gas - Natural,Humidistat,Wall Unit
  • Approx Sq. Feet: 4,873
  • Acreage: 0.26
  • Est. Taxes: $21,131
  • HOA Fee: $725 Quarterly
  • Lot Desc: Across From Waterfront,Cul-De-Sac
  • View: Canal,Lake,Landscaped Area,Mangroves,Water
  • Community Type: Boating,Gated,Golf Course,Tennis
  • Water Front: Yes
  • Boat Access: Dock Lease
  • Private Pool: Yes
  • Pet Policy: With Approval
  • MLS#: 225083770
  • Website: https://www.raveis.com
    /eprop/225083770/3445wellfleetln_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of WATERFRONT REALTY GROUP INC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3445 Wellfleet LN, Naples, FL, 34114

$3,275,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,620,000 $2,620,000 $2,620,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.241% 6.110% 5.972%
Monthly Tax Payment $1,761 $1,761 $1,761
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $14,876 $15,708 $21,757
Total Monthly Payment $16,762 $17,594 $23,643

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.