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Welcome to the charming, resident-owned 55+ gated community of Windmill Village in Punta Gorda, Florida—a friendly waterfront enclave with direct Gulf access, offering an active lifestyle amid the beauty of the Peace River and Charlotte Harbor. This well-maintained 2005 Fleetwood manufactured home features an inviting open floor plan with 2 bedrooms and 2 bathrooms. The interior boasts high peaked ceilings, stylish shiplap accent walls in the main living area, elegant crown molding, and durable new luxury vinyl plank flooring throughout. The kitchen shines with modern granite countertops, while the home comes mostly furnished for your convenience. Recent updates ensure peace of mind and efficiency: a new York-brand air conditioning system installed in 2023, along with new ductwork in 2024; a 40-gallon hot water heater replaced in 2023; new skirting, custom blinds, and an awning; all-new longitudinal stabilizing ties (LST) at each corner with updated tie-downs; and a 2022 TPO roof that was professionally inspected with no damage from Hurricane Ian. Additional 2022 improvements include a fresh interior paint job, replacement of the dishwasher and refrigerator, and new ceiling fans. The oversized driveway (50' long x 13. 5' wide x 10. 5' high) provides ample space for parking your boat and trailer. This move-in-ready home combines comfort, modern upgrades, and an ideal location in one of Punta Gorda's most desirable active adult communities. This active lifestyle community features two private marinas, boat ramp, trailer storage yard, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickle ball, a large community center and many clubs catering to your hobby interests. The Pavilion by the heated pool offers an area for holding gatherings. Punta Gorda was voted “#1 Best Small Place to Live” by Money Magazine and Forbes. Purchase price does not include $18, 285 for Buy-In Share and Bond, which is refunded when you sell. Schedule your showing today to see this beautiful home! This is your paradise!
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Our Executive Mortgage Banker:
Our Insurance Division:
$140,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $112,000 | $112,000 | $112,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.304% | 5.628% |
| Monthly Tax Payment | $201 | $201 | $201 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $645 | $681 | $908 |
| Total Monthly Payment | $921 | $957 | $1,184 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.