12942 STILLWATER COVE DRIVE, Astatula, FL, 34705 | $1,190,000

Pre-Construction. To be built. **Experience lakefront living on the Harris Chain of Lakes in Astatula, Florida. Lot 13 at Stillwater Cove offers direct water access for boating, fishing, and sunset views. This planned single-story home spans 2, 455 sq. ft. of air-conditioned space with 9'4" ceilings, a 3-car garage, and a covered lanai for outdoor entertaining. Enjoy a gourmet kitchen with an island, walk-in pantry, and open great room design. The master suite features a spa-style bath with a frameless glass shower and standalone tub. Built to Florida’s 2023 code, the home includes hurricane straps, energy-efficient windows, and smart-home features. Minutes from Tavares and Mount Dora, this property blends luxury, safety, and the serenity of waterfront living. **

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: SEE ATTACHED
  • Laundry: Laundry Room
  • Year Built: 2026
  • Garage: 3-car Driveway, Garage Door Opener, Ground Level
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,455
  • Lot Size: SEE ATTACHED
  • Est. Taxes: $0
  • HOA Fee: $600 Annually
  • Lot Desc: Cleared, Level, Oversized Lot
  • View: City, Water
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: O6368290
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/O6368290/12942stillwatercovedrive_astatula_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/13/2026 7:32:10 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 321-259-5280

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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12942 STILLWATER COVE DRIVE, Astatula, FL, 34705

$1,190,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $952,000 $952,000 $952,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.241% 6.121% 5.979%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,405 $5,708 $7,906
Total Monthly Payment $5,530 $5,833 $8,031

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.