929 MONTGOMERY LANE, Polk City, FL, 33868 | $370,000

SUMMER TIME, SUMMER TIME, SUMMER TIME SPECIAL!!!

Summer is upon us—a perfect time to take a break from reality, embrace change, create new memories, and begin a new chapter in your dream home!

Welcome to the beautiful, well-kept community of Auburn Cove, ideally located between Auburndale and Polk City. Located at 929 Montgomery Lane, this stunning home features:
4 Bedrooms
2. 5 Bathrooms
Low HOA Fee
Conveniently located near the TECO Trail
Comfortable and affordable living in a desirable location

For a limited time, we’re offering $5, 000 to reduce the cash needed at closing when the home is purchased at the asking price of $370, 000.

This incredible incentive can help reduce your out-of-pocket expenses at closing while providing additional savings as we navigate today’s economic and fuel-cost challenges.

Don’t miss this limited-time opportunity—homes like this don’t stay on the market long!


Welcome to your next dream home in the sought-after community of Auburn Cove!

Ideally situated between the Auburndale and Polk City areas, this well-kept neighborhood offers an ideal blend of comfort, convenience, and tranquility. This beautifully maintained four-bedroom, two-and-a-half-bath home features a two-car garage, low HOA, and no CDD, and showcases the popular Highland Homes “SHELBY” floor plan. Just minutes from I-4, daily commutes to Orlando, Tampa, and nearby attractions are a breeze.

Step inside to an open floor plan with nine-foot ceilings, creating a spacious and inviting atmosphere. The large, counter-height kitchen island serves as the perfect centerpiece for gatherings, meal prep, or casual dining. The owner’s suite is a private retreat, complete with a grand double-door entry, a tray ceiling, a walk-in closet, and an en-suite bath featuring dual vanities. Two secondary bedrooms share a convenient Jack-and-Jill bath with dual sinks, a private tub, and a toilet. A separate powder room is ideal for guests, and the laundry room offers ample counter space for added functionality.

Step outside to the covered, screened-in lanai overlooking a large, fenced-in yard—a perfect spot for relaxing or entertaining. The community also provides excellent nearby amenities, including the paved Auburndale TECO Trail and the Auburn Cove dog park.

Don’t miss your chance to own a slice of tranquility with modern comforts. Schedule your private showing today!

Features

  • Amenities: Fence Restrictions, Handicap Modified
  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Style: Ranch
  • Year Built: 2022
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,041
  • Acreage: 0.23
  • Est. Taxes: $4,101
  • HOA Fee: $630 Annually
  • Lot Desc: Corner Lot
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: L4957935
  • Days on Market: 183 days
  • Website: https://www.raveis.com
    /prop/L4957935/929montgomerylane_polkcity_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/27/2026 1:45:06 AM)


Nick Younker Estate GroupSales Associates

440.867.3930

NickYounkerEstateGroup@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joseph HartleyInsurance Sales Director, William Raveis Insurance

954.729.6530

Joseph.Hartley@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

929 MONTGOMERY LANE, Polk City, FL, 33868

$370,000

Nick Younker Estate Group

Sales Associates

William Raveis Real Estate

Phone: 440.867.3930

NickYounkerEstateGroup@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $296,000 $296,000 $296,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.760% 6.902% 6.118%
Monthly Tax Payment $342 $342 $342
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,823 $1,920 $2,478
Total Monthly Payment $2,240 $2,337 $2,895

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.