66 N CANAL DRIVE, Palm Harbor, FL, 34684 | $1,099,000

Lakefront home on Pinellas county’s largest freshwater lake. Located on a low traffic cul-de-sac, this fully updated, custom-built one-story home offers ready access to water sports and stunning water views from every room. Its open floor plan accommodates comfortable living and gracious entertaining. Central to the home is a 20’ x 30’ great room with soaring, beamed ceilings, a full-length raised hearth and wood-burning fireplace centered in a fieldstone wall. Double sliders provide panoramic lake views and access to a lakefront pergola and sun dock. The well-appointed chef’s kitchen features extensive maple cabinetry, granite countertops, slate finish GE appliances and a window-front built-in desk area. A large island provides casual dining seating for four plus a fully equipped second sink for ease of food preparation. The primary bedroom has slider access to the lake and an en-suite bath with custom built vanity, dual sinks, garden tub, walk-in shower, skylight and designer wall features. It is well separated from the two additional bedrooms and guest bath. Flooring throughout the house has been replaced with solid bamboo in the great room and bedroom areas, and large-format porcelain tile in the entry, kitchen, baths and screened porch. A new roof was installed in 2025, epoxy garage flooring in 2023, pavers in 2022 and AC in 2017. A central vacuum system services the main living areas. Landscaping for the yard was professionally designed and is irrigated with lake water. With over 150’ of waterfront exposure, a concrete seawall, two docks, a 7, 000 lb covered boat lift, kayak launch and abundant off-street parking areas, this special property offers the discriminating buyer an opportunity to experience incomparable indoor and outdoor living and enjoy the natural beauty of Lake Tarpon and its plentiful birds and wildlife.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 95 x 91
  • Laundry: Laundry Closet
  • Year Built: 1983
  • Garage: 2-car Garage Door Opener, On Street, Oversized, Parking Pad
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,184
  • Acreage: 0.19
  • Lot Size: 95 x 91
  • Est. Taxes: $6,061
  • Lot Desc: Cul-De-Sac, Near Golf Course, Oversized Lot
  • View: Water
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8457204
  • Days on Market: 102 days
  • Website: https://www.raveis.com
    /eprop/TB8457204/66ncanaldrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/31/2026 2:17:15 PM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-781-3700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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66 N CANAL DRIVE, Palm Harbor, FL, 34684

$1,099,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $879,200 $879,200 $879,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.259% 6.183%
Monthly Tax Payment $505 $505 $505
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,271 $5,342 $7,419
Total Monthly Payment $5,901 $5,972 $8,049

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.