|
|
642 Howland Street is an ATV accessible North Country home located in Berlin, New Hampshire, offering views, trail connectivity, and strong equity potential. Set in an established neighborhood, this 3 bedroom, 1. 5 bath property places you in the heart of Berlin NH’s ATV friendly community, with direct riding access to Jericho Mountain State Park right from your driveway. The home features an eat in kitchen, comfortable living space, and enclosed porches on both front and rear, ideal for gearing up for a ride or relaxing afterward. The walk out basement provides practical storage for riding gear, kayaks, tools and out door equipment, making it a functional extension of the recreational lifestyle. A detached two car garage is well suited for ATVs, snowmobiles, and hobby storage, offering a secure place to keep your machines out of the elements. The backyard and bedrooms capture wide city and mountain views that define the North Country Lifestyle. The interior requires cosmetic updates, including flooring and minor maintenance, presenting a clear opportunity to add value and personalization to the space. The roof is on the newer side, estimated at approximately 11 years old. Beyond ATV riding, the location offers easy access to hiking, snowmobiling, and skiing with Wildcat Mountain, Mount Washington, and the White Mountain National Forest all within reach. This property is ideal for buyers seeking a second home, recreational basecamp, or Berlin NH real estate opportunity.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 1/8/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$135,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $108,000 | $108,000 | $108,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.280% | 5.541% |
| Monthly Tax Payment | $329 | $329 | $329 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $613 | $656 | $868 |
| Total Monthly Payment | $1,017 | $1,060 | $1,272 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.