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Presented by
Vicky Welch - Vicky & Team |
Welcome to 55A Heritage Hills, ideally located on the East Hill in a charming cobblestone courtyard. This sought-after one-level Salem end unit features two bedrooms, two full bathrooms, and an attached garage. The spacious, sun-filled layout offers a large living room with hardwood floors and a wood-burning fireplace. The updated kitchen includes new tile flooring, stainless steel appliances, wood cabinetry, and granite countertops. Expansive sliding glass doors in both the living and dining rooms flood the space with natural light and lead to a stone patio—perfect for outdoor enjoyment. A primary bedroom suite, second generously sized bedroom, and a full hall bathroom with laundry complete this desirable no-step unit. Heritage Hills offers an exceptional lifestyle where quality of living is never compromised. Known for its resort-style amenities, the community features multiple pools and tennis courts, bocce courts, golf (private membership), playgrounds, an activity and fitness center, and 24-hour security. The activity center hosts numerous clubs and organizations catering to a wide range of interests. Perfectly located in the heart of Somers, close to I-684, shopping, dining, and Metro-North. Less than one hour from Manhattan, Heritage Hills combines peaceful surroundings with convenient access to cultural and recreational opportunities. The community also offers shuttle service to Metro-North and local shopping areas. Taxes do not include STAR savings of $1, 447. 22. Condo 2. HOA $526. 02/month; Society $226. 56/month. One-time Society fee of $1, 500 required. Current assessment of $866. 52 quarterly through October 2027. New roof and siding completed. New central air. This move-in-ready condo is a wonderful opportunity to enjoy the beautifully landscaped setting and all that Heritage Hills has to offer.
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$675,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.215.4990
Vicky.Welch@raveis.com
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | $465 | $465 | $465 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,066 | $3,238 | $4,341 |
| Total Monthly Payment | $3,623 | $3,795 | $4,898 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.