486 PINE TREE BRIDGE TRAIL, St. Cloud, FL, 34772 | $389,990

Nearly New Serenity: Premium Pond-View Home in One of St. Cloud's Most Desirable Communities!
Discover the perfect blend of modern luxury and tranquil living in this stunning 3-year-old home—practically brand new, yet available at a fraction of today's new-build prices! Nestled in one of St. Cloud's sought-after neighborhoods, this beauty boasts breathtaking premium pond views that invite peace and relaxation every day.
Step inside to an inviting open-concept design where the gathering room, dining area, and gourmet kitchen flow seamlessly, creating an expansive feel ideal for entertaining or everyday comfort. The well-appointed kitchen shines with a large center island, sleek stainless steel appliances, elegant granite countertops, and ample space for culinary creations.
Fresh updates elevate this home to move-in ready perfection: brand-new carpets in all bedrooms and fresh interior paint throughout. Durable tile flooring graces the foyer, great room, kitchen, and all wet areas for easy maintenance and timeless style.
This thoughtfully designed layout offers 4 spacious bedrooms and 2 full bathrooms. Retreat to the private owner's suite at the rear, overlooking the serene pond—a true oasis with an attached bath featuring dual-sink vanity, walk-in closet, and luxurious shower. The three additional bedrooms, conveniently located near the foyer, provide flexibility for family, guests, or a home office.
Outdoor living is elevated with a covered lanai—perfect for morning coffee or evening gatherings while soaking in those picturesque pond vistas. This home includes desirable structural upgrades like the lanai, plus premium design finishes from the acclaimed Canvas Signature Collection - Overture, known for its modern, fresh aesthetic with crisp whites and deep grays.
Don't miss this rare opportunity to own a like-new gem in a prime St. Cloud location, close to parks, lakes, and all the charm Central Florida offers. Contact us today to schedule your private tour—your dream home with pond-view tranquility awaits!
Buyer is responsible for their own due diligence, including but not limited to verifying HOA information, community rules, square footage, lot size, room dimensions, and taxes.

Features

  • Amenities: Clubhouse
  • Rooms: 6
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,845
  • Acreage: 0.14
  • Est. Taxes: $4
  • HOA Fee: $315 Quarterly
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: S5140439
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/S5140439/486pinetreebridgetrail_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/29/2025 7:17:08 PM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Marlene Fischer Homes TeamSales Associates

203.258.9063

MarleneFischerHomes@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Jorge L RiveraVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 12303

203.913.1633

Jorge.Rivera@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

486 PINE TREE BRIDGE TRAIL, St. Cloud, FL, 34772

$389,990

Marlene Fischer Homes Team

Sales Associates

William Raveis Real Estate

Phone: 203.258.9063

MarleneFischerHomes@raveis.com

Jorge L Rivera

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.913.1633

Jorge.Rivera@Raveis.com

NMLS Mortgage Loan Originator ID 12303

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $311,992 $311,992 $311,992
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.280% 5.648%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,771 $1,896 $2,529
Total Monthly Payment $1,846 $1,971 $2,604

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.