1860 CENTENNIAL AVENUE, St. Cloud, FL, 34769 | $409,900

Welcome to this beautifully updated 4-bedroom, 2. 5-bath residence in the highly desirable Anthem Park community, where comfort, style, and lifestyle come together. From the moment you enter, you’ll notice the fresh new flooring, crisp interior paint, and an open, light-filled layout designed for modern living. Soaring ceilings and abundant natural light create an inviting atmosphere, while the recently upgraded HVAC system, offers peace of mind and energy efficiency year-round. The kitchen seamlessly connects to the living and dining areas, making it ideal for entertaining or everyday family life. Upstairs, generously sized bedrooms provide privacy and comfort for everyone. The primary bedroom downstairs feels like a true retreat. Step outside to an expansive backyard, perfect for gatherings, outdoor dining, or simply relaxing and enjoying Florida living. Located in Anthem Park, residents enjoy resort-style amenities including a community pool, clubhouse, tennis and basketball courts, volleyball, fishing pier, and scenic walking trails—all just minutes from shopping, dining, major highways, and top-rated schools. This move-in-ready home offers exceptional value in one of the area’s most sought-after communities.
Schedule your private showing today and experience everything this home has.

Features

  • Rooms: 6
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 2007
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,048
  • Acreage: 0.15
  • Est. Taxes: $6,431
  • HOA Fee: $100 Annually
  • Elem. School: Neptune Elementary
  • Middle School: Neptune Middle (6-8)
  • High School: St. Cloud High School
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Size Limit
  • Appliances: Disposal, Dryer, Microwave, Refrigerator, Washer
  • MLS#: O6368526
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6368526/1860centennialavenue_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/3/2026 2:04:57 PM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Diane MaitlandSales Associate

203.984.4945

Diane.Maitland@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Alex FerroInsurance Sales Director, William Raveis Insurance

203.610.1536

Alex.Ferro@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1860 CENTENNIAL AVENUE, St. Cloud, FL, 34769

$409,900

Diane Maitland

Sales Associate

William Raveis Real Estate

Phone: 203.984.4945

Diane.Maitland@Raveis.com

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $327,920 $327,920 $327,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.292% 5.609%
Monthly Tax Payment $536 $536 $536
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,862 $1,992 $2,658
Total Monthly Payment $2,473 $2,603 $3,269

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.