960 VIRGINIA STREET, #201, Dunedin, FL, 34698 | $130,000

Best & Most Unique Floor Plan in Heather Lake 55+ Condos!
This very private split plan 2-bedroom, 2-bath end unit offers a rare and highly desirable layout. The unit may be approved for a full-size, in-unit washer and dryer. Another uncommon feature is the vanity and sink located outside the shower and toilet room, includes a window for natural light and ventilation. As an end unit, the condo is light and bright, featuring additional windows compared to standard 2 bedrooms within the community. Ideally positioned at the very end of the 2nd floor, the home overlooks a tranquil pond and wooded area, providing peaceful views from the screened balcony—perfect for birdwatching, reading, morning coffee, or evening cocktails. The building offers elevator access, with stairs conveniently located just outside the unit and close to your dedicated covered parking space. Recent building updates include fresh exterior paint, a brand-new roof, all assessments paid, and all inspections completed and passed. The monthly maintenance fee includes water, sewer, trash, internet, cable, heated pool, clubhouse with kitchen, grills, game room, lawn and landscaping maintenance. Heather Lake is an active 55+ community with numerous on-site social activities and easy access to everything the area has to offer. After one year of ownership, the unit may be rented with a 4-month minimum. No pets permitted. Located less than one mile from downtown and the marina district, you’ll enjoy vibrant dining, breweries, festivals, boutique shopping, and stunning sunsets. Nearby are hospitals and medical offices, the Toronto Blue Jays Spring Training facility. Just minutes away you'll find world-famous Clearwater Beach, Caladesi Island, and Honeymoon Island. Ten brand-new pickleball courts are located next door in the city park, with shopping malls, theaters, and two major airports just a short drive or Uber away. Renovate and update this exceptional value to suit your personal style—this floor plan and private view rarely become available.

Features

  • Elevator: Y
  • Heating: Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Clubhouse, Pool, Shuffleboard Court
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Common Area, Inside
  • Complex: HEATHER LAKE APTS CONDO
  • Year Built: 1977
  • Common Charge: $620 Monthly
  • Approx Sq. Feet: 1,040
  • Est. Taxes: $436
  • Adult Communities: Yes
  • Elem. School: Garrison-Jones Elementary-PN
  • Middle School: Dunedin Highland Middle-PN
  • High School: Dunedin High-PN
  • Pet Policy: No
  • Appliances: Dishwasher, Range, Refrigerator
  • MLS#: TB8454316
  • Days on Market: 13 days
  • Website: https://www.raveis.com
    /prop/TB8454316/960virginiastreet_dunedin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/10/2026 6:05:58 PM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-581-9411

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

960 VIRGINIA STREET, #201, Dunedin, FL, 34698

$130,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $104,000 $104,000 $104,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment $36 $36 $36
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $591 $623 $829
Total Monthly Payment $702 $734 $940

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.