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Best & Most Unique Floor Plan in Heather Lake 55+ Condos!
This very private split plan 2-bedroom, 2-bath end unit offers a rare and highly desirable layout. The unit may be approved for a full-size, in-unit washer and dryer. Another uncommon feature is the vanity and sink located outside the shower and toilet room, includes a window for natural light and ventilation. As an end unit, the condo is light and bright, featuring additional windows compared to standard 2 bedrooms within the community. Ideally positioned at the very end of the 2nd floor, the home overlooks a tranquil pond and wooded area, providing peaceful views from the screened balcony—perfect for birdwatching, reading, morning coffee, or evening cocktails. The building offers elevator access, with stairs conveniently located just outside the unit and close to your dedicated covered parking space. Recent building updates include fresh exterior paint, a brand-new roof, all assessments paid, and all inspections completed and passed. The monthly maintenance fee includes water, sewer, trash, internet, cable, heated pool, clubhouse with kitchen, grills, game room, lawn and landscaping maintenance. Heather Lake is an active 55+ community with numerous on-site social activities and easy access to everything the area has to offer. After one year of ownership, the unit may be rented with a 4-month minimum. No pets permitted. Located less than one mile from downtown and the marina district, you’ll enjoy vibrant dining, breweries, festivals, boutique shopping, and stunning sunsets. Nearby are hospitals and medical offices, the Toronto Blue Jays Spring Training facility. Just minutes away you'll find world-famous Clearwater Beach, Caladesi Island, and Honeymoon Island. Ten brand-new pickleball courts are located next door in the city park, with shopping malls, theaters, and two major airports just a short drive or Uber away. Renovate and update this exceptional value to suit your personal style—this floor plan and private view rarely become available.
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Our Executive Mortgage Banker:
Our Insurance Division:
$130,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $104,000 | $104,000 | $104,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $36 | $36 | $36 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $591 | $623 | $829 |
| Total Monthly Payment | $702 | $734 | $940 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.