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Presented by
Mindy Wolkstein |
Imagine being immersed in a coastal canopy of Oaks, Pines, and marsh grasses. Mother nature present in every direction. . . from the sight of the Blue Heron, to the sound of the Osprey as it studies the marsh below and the tidal waters of Red House Branch from your back yard. This home boasts lower screened and upper open decks on the rear of the house capitalizing on the enjoyment of the unspoiled natural preserve and marsh setting. Red House Branch, a tidal tributary from the San Sebastian River, flows along the rear of the property. This 3 bedroom 2 1/2 bath home is full of natural light spilling in through the many transom windows and vaulted ceilings. Two of the bedrooms access the upper rear open deck, and the laundry is upstairs for maximum convenience. This home has many extras such as the 3 sided gas fireplace, tons of closet storage, tankless water heater, and generous off street parking in addition to the oversized one car garage. Convenient to US1 & I95, as well as downtown St Augustine and the beaches. Zoning is RL-1 in the City of St Augustine and allows nightly rentals. The 3rd bedroom does not conform (no closet but there is room to add one).
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
Sales Associate
William Raveis Real Estate
Phone: 203.216.1287
Mindy.Wolkstein@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.292% | 5.609% |
| Monthly Tax Payment | $190 | $190 | $190 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,812 | $1,939 | $2,587 |
| Total Monthly Payment | $2,077 | $2,204 | $2,852 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.