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Skip the stairs, forget the carpets, and step into effortless Florida living in this beautifully updated single-story 2 bedroom, 2 bath villa located within the impeccably maintained 55+ Holiday Lake Villas community. This light-filled home features an open kitchen and living room design centered around an oversized quartz island, offering exceptional space for cooking, entertaining, and gathering. With seating options in multiple areas and a separate eat-in dinette, the layout feels both spacious and functional. A modern sliding door discreetly conceals the in-unit, full-size washer and dryer, while two pantries provide practical everyday convenience. The thoughtfully designed split-bedroom floor plan offers privacy and ease, with walk-in showers in both the primary ensuite and guest bath. Popcorn ceilings have been removed, reinforcing the home’s clean, updated feel throughout. Furnishings may be available, please inquire. Enjoy parking directly outside your front door under a reinforced carport (2018), along with a private exterior storage closet for added convenience. The home is equipped with hurricane shutters, and the existing windows and doors are currently maintained by the condominium association, offering additional peace of mind. Major system updates include HVAC (2023), refrigerator (2024), dishwasher (2024), and washer and dryer (2025). The roof, maintained by the association, was replaced in 2023, reflecting the community’s strong commitment to upkeep. The homeowners association is known for impeccable care of the grounds and amenities, including a heated pool, clubhouse, shuffleboard courts, and a scenic lake, creating a relaxed, social environment residents truly enjoy. The monthly condo fee conveniently includes cable, internet, water, sewer, trash, escrow reserves, exterior and grounds maintenance, community pool maintenance, and clubhouse amenities, supporting a truly low-maintenance lifestyle. Conveniently located near Gulf beaches, Tarpon Springs, dining, and shopping, this villa offers the easy, carefree living buyers are actively seeking. Do not wait. The seller invites you to schedule your private showing and experience this exceptional villa today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$149,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $119,200 | $119,200 | $119,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $39 | $39 | $39 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $677 | $714 | $950 |
| Total Monthly Payment | $791 | $828 | $1,064 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.