4670 A1A S 2101, Saint Augustine, FL, 32080 | $775,000

Colony Reef Direct Oceanfront! Wake up to breathtaking, panoramic ocean views and enjoy them all day long in one of Anastasia Island’s most sought-after oceanfront communities. This beautifully refurbished ground-floor condo offers the perfect blend of coastal luxury and everyday convenience, with direct access to the beach, pool, BBQ area, and lush green space just steps from your door. No stairs, no elevators, no hauling groceries or beach gear—just effortless island living. Inside, the kitchen shines with newer appliances, granite countertops, soft-close cabinetry, upgraded sinks and hardware, and modern faucets and fixtures. The oceanfront owner’s suite is a true retreat, featuring direct ocean views so you can fall asleep to the soothing sound of the waves. The ensuite bath includes upgraded Delta fixtures and a walk-in shower. Throughout the condo, low-maintenance Italian commercial-grade tile flooring makes sandy cleanups quick and easy. Step outside to an oversized patio ideal for entertaining, along with an oceanfront lawn perfect for relaxing, gathering, or simply enjoying the sea breeze. This move-in-ready unit has been thoughtfully updated with a brand new air conditioning system, six-panel solid-core Masonite doors, upgraded Schlage lever locksets, newer mainline and shut-off, hot water heater, updated lighting, switches, and outlets, newer storm door, upgraded sliding door hardware, and fresh interior paint—offering peace of mind and low-maintenance living. Colony Reef sits on a pristine white-sand beach and features 24-hour guard-gated access, onsite management and maintenance, indoor and outdoor pools, fitness center, racquetball, tennis, and more. Ideally located near grocery stores, shopping, dining, the St. Augustine Pier, and historic downtown St. Augustine. This is oceanfront living at its finest—relax, unwind, and enjoy every wave.

Features

  • Parking: Guest Space,No Assigned Parking
  • Heating: Central
  • Cooling: Central
  • Levels: 1
  • Amenities: Beach Access,Clubhouse,Exercise,Gated,Community Pool Heated,Community Pool Unheated,Racquetball,RV/Boat Parking,Tennis,Jacuzzi
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: N/A
  • Complex: Colony Reef Club Condo
  • Year Built: 1985
  • Common Charge: $650
  • Approx Sq. Feet: 1,080
  • Est. Taxes: $8,321
  • Lot Desc: Direct Ocean Front,Oceanfront Condo Complex, Corner
  • Water Front: Yes
  • Boat Access: No
  • Elem. School: W. D. Hartley
  • Middle School: Gamble Rogers
  • High School: Pedro Menendez
  • MLS#: 256778
  • Days on Market: 70 days
  • Website: https://www.raveis.com
    /prop/256778/4670a1as2101_saintaugustine_fl?source=qrflyer
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Listing courtesy of THE NEWCOMER GROUP

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

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Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4670 A1A S 2101, Saint Augustine, FL, 32080

$775,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $620,000 $620,000 $620,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.161% 6.132% 5.541%
Monthly Tax Payment $693 $693 $693
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,472 $3,713 $4,984
Total Monthly Payment $4,257 $4,498 $5,769

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.