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Colony Reef Direct Oceanfront! Wake up to breathtaking, panoramic ocean views and enjoy them all day long in one of Anastasia Island’s most sought-after oceanfront communities. This beautifully refurbished ground-floor condo offers the perfect blend of coastal luxury and everyday convenience, with direct access to the beach, pool, BBQ area, and lush green space just steps from your door. No stairs, no elevators, no hauling groceries or beach gear—just effortless island living. Inside, the kitchen shines with newer appliances, granite countertops, soft-close cabinetry, upgraded sinks and hardware, and modern faucets and fixtures. The oceanfront owner’s suite is a true retreat, featuring direct ocean views so you can fall asleep to the soothing sound of the waves. The ensuite bath includes upgraded Delta fixtures and a walk-in shower. Throughout the condo, low-maintenance Italian commercial-grade tile flooring makes sandy cleanups quick and easy. Step outside to an oversized patio ideal for entertaining, along with an oceanfront lawn perfect for relaxing, gathering, or simply enjoying the sea breeze. This move-in-ready unit has been thoughtfully updated with a brand new air conditioning system, six-panel solid-core Masonite doors, upgraded Schlage lever locksets, newer mainline and shut-off, hot water heater, updated lighting, switches, and outlets, newer storm door, upgraded sliding door hardware, and fresh interior paint—offering peace of mind and low-maintenance living. Colony Reef sits on a pristine white-sand beach and features 24-hour guard-gated access, onsite management and maintenance, indoor and outdoor pools, fitness center, racquetball, tennis, and more. Ideally located near grocery stores, shopping, dining, the St. Augustine Pier, and historic downtown St. Augustine. This is oceanfront living at its finest—relax, unwind, and enjoy every wave.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$775,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.132% | 5.541% |
| Monthly Tax Payment | $693 | $693 | $693 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,472 | $3,713 | $4,984 |
| Total Monthly Payment | $4,257 | $4,498 | $5,769 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.