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Discover the perfect blend of comfort and modern updates in this stunning 2006 Cavalier home, nestled within the highly desirable 55+ resident-owned community of Windmill Village in beautiful Punta Gorda, Florida. Spanning 1, 296 square feet, this 2-bedroom, 2-bathroom residence features an inviting open-concept layout and a spacious screened-in front lanai—perfect for enjoying Florida's year-round sunshine. Fully updated and meticulously maintained, this home has seen extensive improvements over the last two years, including new stainless steel appliances, a 2022 metal roof with transferable warranty, new carport (2023), Rheem Classic Series Professional water heater (2025) A/C unit and vapor barrier (2022). Additional upgrades include marble-colored Pergola vinyl flooring (2023), new carpet in the bedrooms (2022), and tasteful blinds and curtains throughout (2023). For enhanced safety and efficiency, the home is equipped with hurricane-resistant windows featuring 3M Safety & Security film (8 mil) providing 99% UV protection, plus professional landscaping completed in 2022. Residents enjoy an active, low-maintenance lifestyle with a nominal monthly HOA fee of just $256, which covers water, sewer, yard care, and trash removal. This move-in-ready gem offers the ideal combination of modern features, security, and community convenience—your dream retirement home awaits in this community. Windmill Village offers an unbeatable active lifestyle: two private marinas (free slips first-come, first-served), boat ramp, trailer storage, heated pool with new Pavilion, indoor pickleball, shuffleboard, bocce, horseshoes, billiards, a large clubhouse, and countless clubs for every interest. Located in Punta Gorda—voted the “#1 Best Small Place to Live” by Money Magazine and Forbes—this home truly has it all. Purchase price does not include $18, 285. 00 for Buy-In Share and Bond, which is refunded when you sell. Don’t miss this gem—schedule your private showing today and start living your Florida dream!
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Our Executive Mortgage Banker:
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$269,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $215,200 | $215,200 | $215,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $314 | $314 | $314 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,325 | $1,359 | $1,787 |
| Total Monthly Payment | $1,714 | $1,748 | $2,176 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.