1428 KITTIWAKE DRIVE, Punta Gorda, FL, 33950 | $674,900

Under contract-accepting backup offers. Ready for waterfront coastal living? This exceptional waterfront home is set in coveted Punta Gorda Isles and is move-in ready! This home provides direct access to Charlotte Harbor and the Gulf beyond in just under 15 minutes with no bridges to navigate. Not a boater/sailor? Imagine fishing from your own dock or kayaking! Beyond the world-class boating and fishing, Punta Gorda offers a wealth of outdoor activities including 18 miles of paved walking/biking paths, the 24-court PicklePlex, kayaking, birding, and a short drive to some of Florida's most beautiful beaches. Step inside to discover a home designed for both daily comfort and entertaining.

Expansive windows throughout capture stunning water views and flood the interior with natural light, while the open-concept living areas create the perfect flow for gatherings. The master suite provides a private retreat with wake-up views of the harbor, while additional bedrooms provide comfort and flexibility for guests or family. Professional design details throughout reflect the coastal lifestyle, creating spaces that are both welcoming and relaxed. A covered lanai extends your living area waterside. Whether enjoying morning coffee while watching dolphins play or hosting sunset cocktails, the outdoor entertaining areas are designed to maximize your enjoyment of the waterfront setting. The heated pool provides year-round fun and relaxation. An outdoor shower and direct access to a pool bath from the lanai mean no drips to clean up.
There's room on the side of the house for an addition, rv garage, additional two car garage as well. The possibilities are endless

A new HVAC system was installed in December 2025 and a 2024 roof with a 50-year warranty on labor and a 100-year material warranty (transferable to new owners) provide added peace of mind. The garage has a new epoxy floor, and so does the dock, for easy maintenance. This home has been licensed as a Bed & Breakfast and has been diligently maintained and has passed all quarterly inspections with flying colors. This license can be transferred through the state of Florida via a change of ownership application. New owner has the option of retaining the current management if interested in renting. May be sold turnkey, excluding some personal items.

This is more than just a home – it's your personal waterfront resort. With a dock ready for your boat, fishing just steps away, and sunset views that never get old, you're not just buying a home; you're embracing a coastal lifestyle with waterfront living, views, and year-round outdoor activities. The prime location in the heart of Punta Gorda is minutes away from Fishermen’s Village and historic downtown Punta Gorda. Numerous restaurants, boutique shopping, farmers’ markets, the PicklePlex, golf, and activities are all within 10 minutes. Don't let this slice of paradise slip away!

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 1988
  • Garage: 2-car Garage Door Opener
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air, Humidity Control
  • Approx Sq. Feet: 1,802
  • Acreage: 0.25
  • Est. Taxes: $12,619
  • Lot Desc: Cul-De-Sac, City Lot, Landscaped, Near Golf Course, Oversized Lot
  • View: Water
  • Pool: Gunite, Heated, In Ground, Pool Alarm, Solar Cover, Tile
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7519180
  • Days on Market: 22 days
  • Website: https://www.raveis.com
    /prop/C7519180/1428kittiwakedrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/16/2026 2:03:12 AM)
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE   Phone: 941-637-6116

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1428 KITTIWAKE DRIVE, Punta Gorda, FL, 33950

$674,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $539,920 $539,920 $539,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.396%
Monthly Tax Payment $1,052 $1,052 $1,052
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,066 $3,234 $4,305
Total Monthly Payment $4,210 $4,378 $5,449

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.