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Here's your Penacook gem — a 3-bed, 1½-bath updated New Englander right in one of Concord's most walkable village neighborhoods. Penacook has its own identity inside the city: historic streets, village vibe, and a community feel that's still minutes from downtown Concord, daily services, and commuter routes. Recent market trends show strong pricing and steady demand in this pocket. Step in and you'll see what works: a sizable entry that actually feels like an entry, a bright living room, and a spacious kitchen with real storage (yes, a walk-in pantry). The adjacent multi-use room is already pulling double duty as laundry, mudroom, and flexible storage/pantry space — exactly where life happens. A half bath on the first floor keeps things practical. Upstairs, three bedrooms and a full bath give you options for bedrooms, guest suites, or your dedicated office. Updates that matter include natural gas heat, central air, and solar panels to help keep the months leaner on utilities (details in disclosures) while still preserving that classic New England feel. Outside, enjoy a fenced backyard and deck for cookouts or downtime, plus a paved driveway and covered front Porch. For first-time buyers looking to buy now and build wealth later, or investors seeking rental income. All of this in a neighborhood with schools, transit, shops, and easy access to downtown, I-93, and local amenities — Penacook living with Concord convenience.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 2/12/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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William Raveis Real Estate
Phone: 888.699.8876
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Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $303,920 | $303,920 | $303,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.168% | 5.541% |
| Monthly Tax Payment | $570 | $570 | $570 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,702 | $1,820 | $2,443 |
| Total Monthly Payment | $2,347 | $2,465 | $3,088 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.