2400 COLUMBIA DRIVE, #28, Clearwater, FL, 33763 | $259,000

Welcome to your spacious 2-bedroom, 2-bath condominium with over 1, 400 sq. ft. of comfortable living space, ideally situated in the highly desirable On Top of the World 55+ community. SELLER FINANCING AVAILABLE! This inviting second-floor unit is located directly across from the east side activity center, where you’ll enjoy a swimming pool, tennis courts, fitness center, BBQ pavilion, and more. Elevators or stairs may be used for this 2nd story access.

Inside, the home features a bright kitchen with shaker-style cabinets, granite countertops, recessed lighting, decorative shelving, and a full appliance package. Easy-care luxury vinyl plank flooring flows through the main living areas, with carpet in the bedrooms for added comfort. Both bathrooms have been tastefully decorated with updated vanities, lighting, and commodes. A convenient in-unit washer/dryer combo—tucked into a dedicated laundry closet—adds to your ease of living. Other highlights include neutral paint tones, updated baseboards, cordless window blinds with double-molded trim, and modernized electrical switches and outlets. Major systems such as the HVAC, water heater, and windows were updated in recent years, giving peace of mind. Assigned parking included.

The On Top of the World community offers unparalleled amenities: two private golf courses (9 and 18 holes) free to residents, two swimming pools (one heated), a state-of-the-art cardio gym, hobby studios, a woodworking shop, billiards, cards, dancing, clubs, fitness classes, entertainment, and more. A dog park with shaded seating makes it very pet-friendly, and the on-site Good Karma Café is a great spot for snacks or take-and-bake meals. All of this, just minutes from world-class beaches, shopping, dining, and entertainment.

This property is being transferred by leasehold estate deed. Association approval required. All room sizes and square footage are approximate.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 3
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Common Area, Inside, Laundry Closet, Washer Hookup
  • Complex: ON TOP OF THE WORLD
  • Year Built: 1972
  • Approx Sq. Feet: 1,400
  • Acreage: 0.25
  • Est. Taxes: $3,429
  • Condo Fee: $565 Monthly
  • Adult Communities: Yes
  • Elem. School: Leila G Davis Elementary-PN
  • Middle School: Safety Harbor Middle-PN
  • High School: Countryside High-PN
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8421741
  • Days on Market: 72 days
  • Website: https://www.raveis.com
    /prop/TB8421741/2400columbiadrive_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/25/2025 10:02:54 AM)

William Raveis Family of Services

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Doreen JardinSales Associate

617.699.3308

Doreen.Jardin@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Frank MerolaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1020051

508.740.5922

Frank.Merola@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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2400 COLUMBIA DRIVE, #28, Clearwater, FL, 33763

$259,000

Doreen Jardin

Sales Associate

William Raveis Real Estate

Phone: 617.699.3308

Doreen.Jardin@raveis.com

Frank Merola

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.740.5922

Frank.Merola@raveis.com

NMLS Mortgage Loan Originator ID 1020051

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $207,200 $207,200 $207,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.360% 6.304% 5.648%
Monthly Tax Payment $286 $286 $286
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,176 $1,259 $1,679
Total Monthly Payment $1,537 $1,620 $2,040

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.