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PRICE IMPROVEMENT! This spacious 3-bedroom, 1. 5-bath home offers comfort, character, and multiple areas designed for gathering and everyday living. Step inside to a welcoming great room featuring built-in shelving and a cozy fireplace with a custom mantle, creating an inviting space to relax or entertain.
The open kitchen provides generous counter and cabinet space, making it well-suited for daily use or hosting guests. A separate family room adds valuable additional living space and features a large sliding glass door that opens directly to the backyard, allowing for plenty of natural light and seamless indoor-outdoor flow.
The bedrooms and bathrooms also benefit from abundant natural light through large windows, enhancing the home’s warm and comfortable feel throughout.
Outdoors, enjoy a sizable pool with an expansive deck offering plenty of room for entertaining, along with a covered area ideal for grilling or unwinding in Florida’s beautiful weather. Located just blocks from the St. Cloud Lakefront, this home provides easy access to scenic walking paths, parks, and waterfront activities, while still being close to schools, shopping, dining, and everyday conveniences.
A classic home with generous living space, outdoor amenities, and an excellent St. Cloud location—ready to be enjoyed.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$269,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $215,200 | $215,200 | $215,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $93 | $93 | $93 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,325 | $1,378 | $1,801 |
| Total Monthly Payment | $1,493 | $1,546 | $1,969 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.