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Welcome to this beautiful Duplex Village II villa located within Palm Harbor’s premier 55+ golf community of Highland Lakes. This well-maintained home features an open, split-bedroom floor plan with soaring vaulted ceilings, an attached two-car garage, indoor laundry, hurricane-impact windows, a 2023 hot water heater, 2022 HVAC system, and a 2018 roof, offering peace of mind and timeless appeal. The updated kitchen boasts granite countertops, solid wood soft-close cabinetry, recessed lighting, a built-in pantry, a convenient pass-through to the dining room, and an eat-in area for casual dining. Perfectly situated on one of the community’s most desirable oversized corner lots, the home offers exceptional privacy and is located in a non-flood, non-evacuation zone. The fully enclosed bonus lanai features an additional wall-unit split AC system, providing a versatile space with endless possibilities for year-round enjoyment. The expansive primary suite is a true retreat, featuring multiple closets and an updated en suite bath with a walk-in shower. Pet-friendly Duplex Village II offers the lowest monthly fee in Highland Lakes at just $163 per month, which includes cable, internet, lawn service, irrigation, trash, recycling, and pest control. Residents also enjoy the vibrant Highland Lakes lifestyle for only $164 per month, featuring unlimited golf on three private executive courses, tennis, pickleball, bocce, shuffleboard, an active clubhouse with entertainment and fitness classes, and a lakeside lodge on Lake Tarpon with a private boat ramp, fishing pier, and community pontoon boats. Additional amenities include free RV and boat storage and a fully golf cart-friendly neighborhood. Ideally located near award-winning beaches, shopping, dining, top medical facilities, sports venues, and international airports, this exceptional Highland Lakes home offers elegant, carefree Florida living and is ready for you to move in and enjoy. One of more photo (s) have been virtually staged.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$339,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $271,920 | $271,920 | $271,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $107 | $107 | $107 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,502 | $1,609 | $2,168 |
| Total Monthly Payment | $1,684 | $1,791 | $2,350 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.