13 School Street, West Warwick, RI, 02893 | $569,900

Welcome to this newly constructed two-family home offering modern design, efficient systems, and long-term value in a convenient West Warwick location. Built from the ground up, this property is ideal for owner-occupants or investors seeking a turnkey multi-family opportunity. Each unit features 2 bedrooms and 1 full bath, with thoughtfully designed open-concept layouts filled with natural light. The living spaces showcase gleaming hardwood floors, contemporary finishes, and clean, neutral tones throughout. Kitchens are equipped with white shaker cabinetry, quartz countertops, stainless steel appliances, and modern black hardware, seamlessly connecting to spacious living and dining areas. Both units include high-efficiency heat pump systems with central air, providing year-round comfort and energy efficiency. In-unit laundry hookups add everyday convenience for occupants, while bedrooms are generously sized with ample closet space. The full unfinished basement provides excellent storage and future expansion potential, featuring newly installed mechanical systems and a clean poured concrete foundation. Additional highlights include separate utilities, energy-efficient construction, low-maintenance vinyl siding, and ample off-street parking. Whether you're looking to offset your mortgage or expand your investment portfolio, this brand-new two-family in West Warwick delivers quality construction, modern amenities, and strong long-term value.

Features

  • Amenities: Highway Access,Near Hospital,Near Schools,Public Transportation,Restaurant,Shopping
  • Rooms: 10
  • Bedrooms: 4
  • Baths: 2 full
  • Units: 2
  • Year Built: 2025
  • Garage: No Garage
  • Heating: Electric,Forced Air,Heat Pump
  • Cooling: Central Air
  • Basement: Full,Unfinished,Walk-Out Access
  • Acreage: 0.11
  • Est. Taxes: $0
  • Appliances: Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Water Heater
  • MLS#: 1401310
  • Website: https://www.raveis.com
    /prop/1401310/13schoolstreet_westwarwick_ri?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Jackie Davis - Jackie Davis & TeamSales Vice President

203.258.9912

Jackie.Davis@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Jorge L RiveraVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 12303

203.913.1633

Jorge.Rivera@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

13 School Street, West Warwick, RI, 02893

$569,900

Jackie Davis - Jackie Davis & Team

Sales Vice President

William Raveis Real Estate

Phone: 203.258.9912

Jackie.Davis@raveis.com

Jorge L Rivera

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.913.1633

Jorge.Rivera@Raveis.com

NMLS Mortgage Loan Originator ID 12303

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $455,920 $455,920 $455,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.360% 6.304% 5.648%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,589 $2,770 $3,695
Total Monthly Payment $2,681 $2,862 $3,787

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.