2100 55th TER SW, Naples, FL, 34116 | $350,000

Golden Gate — Exceptional Land Value Opportunity | 0. 23-Acre Lot
Offered AS-IS — land value only. This classic Golden Gate residence sits on a prime, flat 0. 23-acre parcel and is being sold for the land — the existing home requires major repairs and is likely best suited for a tear-down and new construction. If you’re a builder, investor, or buyer looking to build your dream home in a convenient Naples location, this property delivers a rare, build-ready canvas.
Property highlights
0. 23 acre (approx. ) — generous, level lot with excellent buildability
Home in need of extensive repair; sold AS-IS for land value only
Highly convenient location in Golden Gate, Naples — close to shopping, restaurants, and gas stations
Easy access to local amenities, schools, and commuter routes
Ideal for a custom single-family rebuild or speculative redevelopment (buyer to verify zoning/permits)
This lot offers a straightforward, low-hassle foundation for a fresh build: flat terrain that simplifies site work and drainage planning, and a neighborhood setting that attracts year-round demand. The location blends the privacy of a residential street with easy day-to-day convenience — groceries, retail, and services are minutes away.
Showing & terms
Property is being conveyed AS-IS, for land value only. Seller makes no representations or warranties as to the condition of the structure. Buyer to perform all due diligence regarding zoning, permits, utilities, and buildability.

Features

  • Amenities: Internet Access
  • Bedrooms: 2
  • Baths: 1 full
  • Style: 1 Story/Ranch
  • Development: GOLDEN GATE CITY
  • Year Built: 1986
  • Garage: 1.00 Attached
  • Heating: Central Electric
  • Cooling: None
  • Approx Sq. Feet: 1,026
  • Acreage: 0.23
  • Est. Taxes: $3,054
  • Lot Desc: Regular
  • View: None/Other
  • Community Type: Non-Gated
  • Elem. School: GOLDEN GATE
  • Middle School: GOLDEN GATE
  • High School: GOLDEN GATE
  • Pet Policy: No Approval Needed
  • MLS#: 225083731
  • Website: https://www.raveis.com
    /prop/225083731/210055thtersw_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of BERKSHIRE HATHAWAY FL REALTY

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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2100 55th TER SW, Naples, FL, 34116

$350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $280,000 $280,000 $280,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment $255 $255 $255
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,590 $1,677 $2,233
Total Monthly Payment $1,919 $2,006 $2,562

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.