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Presented by
Chris Sellers |
Charming & Updated Home in the Heart of Port Richey! Welcome to this well-maintained 2-bedroom, 1-bathroom home with a versatile bonus room that can be used as a home office, den, or flex space. Offering 1, 004 square feet of living space, this home features an open floor plan with tile and laminate flooring throughout, creating a clean, modern feel and easy maintenance. The updated kitchen opens seamlessly to the main living area, making it perfect for everyday living and entertaining. Enjoy peace of mind with new windows and a roof that is approximately 11 years old, adding value and long-term durability. Ideally located in Port Richey, Florida, this property is just minutes from shopping, restaurants, and local entertainment, providing convenience and accessibility. Whether you’re a first-time buyer, downsizing, or looking for an investment opportunity, this home checks all the boxes. Schedule your private showing today and see all this home has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$239,000
Sales Associate
William Raveis Real Estate
Phone: 413.440.9435
Chris.Sellers@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 413.626.5626
Michele.Welch@raveis.com
NMLS Mortgage Loan Originator ID 293220
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $191,200 | $191,200 | $191,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $50 | $50 | $50 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,145 | $1,193 | $1,575 |
| Total Monthly Payment | $1,270 | $1,318 | $1,700 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.