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Presented by
Elaine Charlebois - NicoleJBates Team |
108 America Street, Charleston, SC, 29403 | $635,000
This is a great opportunity to buy a downtown property below market in ''as-is'' condition and finish the remodel to your taste. If property does not sell soon, seller will take off and completely refinish and list in the high 700s. Look up what other houses on America and this area are selling for. This home has been mostly remodeled as seen in the pictures. Updates from 2022 to present include all new kitchen cabinets and countertops, new wiring throughout home and mostly new plumbing, new hvac 2023, rinnai tankless water heater, new siding, new interior doors, new fixtures, and new paint. New shingles on main roof and the metal roof over porches was resurfaced. The master bath is all new with double vanity, soaking tub, separate tiled shower with rainhead fixture, and tile floors. Theother full bath and half bath are also new. The living area has a decorative fireplace with shiplap accent wall. There are heartpine floors in most rooms of the home. There is a double piazza with beadboard ceiling. This home has a decent size yard big enough for someone to put a firepit in for their outside enjoyment. The seller has priced this home at a discount as it still needs some odds and ends and the seller is selling in "as-is" condition and will do no repairs. It is the buyers responsibility to add appliances. Seller has priced to take that into account. Any repairs needed are the responsibility of the buyer at this price.
Features
- Bedrooms: 3
- Baths: 2 full / 1 half
- Style: Charleston Single
- Development: 51 - Peninsula Charleston Inside of Crosstown
- Year Built: 1885
- Heating: Heat Pump
- Approx Sq. Feet: 1,696
- Acreage: 0.06
- Lot Desc: Interior Lot
- Elem. School: Sanders Clyde
- Middle School: Simmons Pinckney
- High School: Burke
- MLS#: 25032674
- Days on Market: 84 days
- Website: https://www.raveis.com
/prop/25032674/108americastreet_charleston_sc?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Elaine Charlebois - NicoleJBates TeamSales Associate
203.623.5248
Elaine.Charlebois@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Joseph MollicaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 130058
203.952.8600
Joseph.Mollica@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Alex FerroInsurance Sales Director, William Raveis Insurance
203.610.1536
Alex.Ferro@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
108 America Street, Charleston, SC, 29403
$635,000
Elaine Charlebois - NicoleJBates Team
Sales Associate
William Raveis Real Estate
Phone: 203.623.5248
Elaine.Charlebois@Raveis.com
Joseph Mollica
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $508,000 | $508,000 | $508,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.168% | 5.561% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,924 | $3,042 | $4,084 |
| Total Monthly Payment | $3,016 | $3,134 | $4,176 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484