13737 GARDEN HILLS DRIVE, Spring Hill, FL, 34609 | $415,000

Imagine coming home to your own private pool, plenty of space for everyone, and a layout that just makes life easier. This beautifully maintained 2019-built home in Spring Hill offers exactly that—with 4 bedrooms, 3 full bathrooms, and a 2-car garage in a quiet neighborhood that still keeps you close to everything.

One of the first things you'll notice about this home is how thoughtfully designed the floor plan is. Right at the front of the home are two guest bedrooms and a full bathroom, creating a comfortable space for family or visitors that feels separate from the rest of the house.

A third guest bedroom includes its own private bathroom with direct access to the pool area, making it perfect as a pool bath, guest suite, or even a home office if you work remotely.

As you move into the heart of the home, the space opens up into a bright, open-concept living area where the kitchen, dining, and living room flow together effortlessly. Tile flooring throughout the main living areas keeps the home cool and easy to maintain, while the bedrooms offer soft carpeting for comfort.

The kitchen is built for both everyday living and entertaining, featuring granite countertops, abundant wood cabinetry, wrap-around counter space, a pantry, and a cozy eat-in dining area. There’s also a large formal dining space that’s perfect for holiday dinners, celebrations, or simply gathering with friends and family.

Tucked privately toward the back of the home, the primary suite offers a peaceful retreat with dual closets—including a spacious walk-in closet—and an en-suite bathroom with an oversized vanity and walk-in shower.

Step outside and you’ll discover one of the home’s best features: your own private in-ground pool (2020) surrounded by a paved patio and a fully fenced backyard with a white vinyl fence. Not many homes in this community have private pools, making this a special find. Whether you're enjoying quiet mornings with coffee or hosting weekend pool days with friends, this backyard is designed to be enjoyed year-round.

Additional highlights include recessed lighting, ceiling fans in the bedrooms, a convenient indoor laundry room, and a spacious 2-car garage with extra storage space.

The community itself offers a low HOA, NO flood zone, and NO CDD, along with amenities like a community pool, fitness center, playground, clubhouse, and community mailbox.

Location is another major bonus. The Suncoast Parkway is just minutes away, making commuting to Tampa incredibly convenient, while nearby parks, shopping, dining, and everyday essentials are all close by.

If you’ve been looking for a newer home with space, flexibility, and a private pool in Spring Hill, this one truly stands out.

And for buyers exploring creative financing options — this home can also be purchased with no income verification, creating a unique opportunity that’s rarely available.

Features

  • Amenities: Clubhouse
  • Rooms: 7
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside
  • Year Built: 2020
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,945
  • Acreage: 0.14
  • Est. Taxes: $4,489
  • HOA Fee: $220 Quarterly
  • Elem. School: Suncoast Elementary
  • Middle School: Powell Middle
  • High School: Natures Coast Technical High School
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8457186
  • Days on Market: 136 days
  • Website: https://www.raveis.com
    /prop/TB8457186/13737gardenhillsdrive_springhill_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/30/2026 8:17:09 PM)

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NMLS Mortgage Loan Originator ID 2104486

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13737 GARDEN HILLS DRIVE, Spring Hill, FL, 34609

$415,000

Patia Mascali

Sales Associate

William Raveis Real Estate

Phone: 401.487.1789

Patia.Mascali@raveis.com

Brianna Turgeon

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.625.5780

Brianna.Turgeon@raveis.com

NMLS Mortgage Loan Originator ID 2104486

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $332,000 $332,000 $332,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $374 $374 $374
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,988 $2,071 $2,735
Total Monthly Payment $2,437 $2,520 $3,184

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.