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204 Ridgewood Drive, West Union, SC, 29696 | $324,900

3 bedroom 2 bath 1732 square foot home with oversized 2 car garage, 12x16 lofted storage shed, and studio/tiny home or playhouse. Fully renovated, vacant, and move in ready. The best part? Just shy of 2 unrestricted acres. Most of the back yard is fenced and ready for your garden/pets/kids, you name it. This home has new paint inside and out, new windows, new HVAC & Ductwork, new kitchen, shutters, and gutters with leaf guards. Some vinyl flooring has been put down, and most of the house has refinished Pine wood flooring. Combined with tile floors in the bathroom, there is no dusty carpet here. All brand new stainless steel appliances convey including refrigerator, microwave, range and dishwasher. This home has 2 primary bedrooms on the main level, making it perfect for your scenario. One bedroom has a woodburning fireplace in it and could even be used for a family room. A spacious sunroom in the back gives so much potential for plant lovers or hosting friends. Did I mention 1. 94 acres of level land that you can bring your animals to? The garage has stairs in place to a partially finished room above for over 250 square feet of more storage or living space. Sit on one of your two front porch swings or on your large private back deck to enjoy the good life. This is living the dream! Seller is a licensed realtor. I think you should, come see Ridgewood!!

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Washer Hookup,Electric Dryer Hookup
  • Style: Cottage
  • Development: 205-Oconee County,SC
  • Year Built: 1975
  • Garage: 2-car Detached
  • Heating: Central,Electric
  • Cooling: Central Air,Electric
  • Basement: None,Crawl Space
  • Acreage: 1.94
  • Lot Desc: Level,Not In Subdivision,Outside City Limits,Trees,Wooded
  • Elem. School: Keowee Elem
  • Middle School: Walhalla Middle
  • High School: Walhalla High
  • Appliances: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Plumbed For Ice Maker
  • MLS#: 20295605
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/20295605/204ridgewooddrive_westunion_sc?source=qrflyer
The data relating to real estate for sale on this Web site comes in part from the Broker Reciprocity Program of the Western Upstate Association of REALTORS®, Inc. and the Western Upstate Multiple Listing Service, Inc This information is deemed reliable, but not guaranteed. Neither, the Western Upstate Association of REALTORS®, Inc. or Western Upstate Multiple Listing Service of South Carolina, Inc., nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is responsible for verifying all information. This information is provided by the Western Upstate Association of REALTORS®, Inc. and Western Upstate Multiple Listing Service of South Carolina, Inc. for use by its members and is not intended for the use for any other purpose.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Suzanne Walsh TeamSales Associate

860.306.1927

Suzanne.Walsh@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Jennifer CarretoVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 829975

860.990.4029

Jennifer.Carreto@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Jennifer HartInsurance Sales Director, William Raveis Insurance

978.457.6220

Jennifer.Hart@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

204 Ridgewood Drive, West Union, SC, 29696

$324,900

Suzanne Walsh Team

Sales Associate

William Raveis Real Estate

Phone: 860.306.1927

Suzanne.Walsh@raveis.com

Jennifer Carreto

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.990.4029

Jennifer.Carreto@raveis.com

NMLS Mortgage Loan Originator ID 829975

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
 15 Year
Fixed-Rate Conforming
Loan Amount $259,920 $259,920 $259,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,476 $1,557 $2,072
Total Monthly Payment $1,551 $1,632 $2,147

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.

Equal Housing Lender

William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484