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Presented by
The Rosemarie Smith Team |
Back on the market. Step into charm and comfort in this beautifully updated home offering over 1, 800 sq. ft. of living space on a desirable large lot! Imagine cozying up around the gas fireplace on chilly nights or hosting family and friends in the formal dining room featuring a classic built-in hutch. Enjoy gleaming hardwood floors throughout, beautiful ceramic tile in the updated kitchen and baths, and a fully loaded kitchen with granite countertops and modern appliances. The spacious layout includes a large room in the walk-up attic-perfect for a home office, studio, or guest suite-and a rare 3-car garage offering plenty of storage. Relax on the wrap-around front porch or take a short stroll to the Thames River for waterfront dining. Conveniently located just blocks from Yale Hospital, a short drive to major employers, and minutes from the Beach, Casinos, Interstates, Ferries and Amtrak. This home combines comfort, character, and convenience in one perfect package.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 11.0 x 9.0 | Upper |
| Bedroom 2 | Hardwood Floor | 10.0 x 9.0 | Upper |
| Formal Dining Room | Beams,Built-In Hutch,Hardwood Floor | 15.0 x 12.0 | Main |
| Full Bath | Stall Shower,Tile Floor | 5.0 x 5.0 | Upper |
| Half Bath | Laundry Hookup,Tile Floor | 7.0 x 5.0 | Main |
| Kitchen | Remodeled,Breakfast Bar,Granite Counters,Island,Tile Floor | 17.0 x 10.0 | Main |
| Living Room | Beams,Gas Log Fireplace,Hardwood Floor | 14.0 x 15.0 | Main |
| Other | Cathedral Ceiling,Wall/Wall Carpet,On 3rd Floor | 11.0 x 24.0 | Upper |
| Primary Bath | Remodeled,Skylight,Tile Floor | 9.0 x 6.0 | Upper |
| Primary Bedroom | Full Bath,Hardwood Floor | 14.0 x 11.0 | Upper |
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$424,900
Sales Associates
William Raveis Real Estate
Phone: 860.227.5806
TheRosemarieSmithTeam@raveis.com
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $339,920 | $339,920 | $339,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $540 | $540 | $540 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,930 | $2,036 | $2,733 |
| Total Monthly Payment | $2,545 | $2,651 | $3,348 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.