2209 LOST RIVER TRAIL, Ruskin, FL, 33570 | $1,495,000

Welcome to this beautifully maintained 3-bedroom, 3. 5-bathroom, 3 car garage custom-built one-story home located in the desirable community of Lost River Preserve. The property is nestled on 2 acres of lake frontage and has a completely fenced-in yard with an electric gate on a cul-de-sac that is surrounded by 900 acres of a nature preserve. This home features an in-ground heated pool with screened enclosure overlooking the private lake, a detached pole barn that can fit 4 vehicles underneath the roof, and a wet bar in the living room perfect for entertaining. The spacious open floor plan includes split bedrooms, dedicated office/den, original hard wood floors, crown molding throughout, formal dining room, interior laundry room, and a family room with a wood burning fireplace. The primary bedroom offers an en-suite bathroom with dual sinks, soaking tub, electric fireplace, two walk-in closets, tray ceilings and a 2nd cabana bathroom that leads out to the pool area. Another great area to entertain is the fully equipped kitchen which offers a breakfast bar, eat-in kitchen, ample solid wood cabinetry, granite countertops, large pantry closet, and new appliances including two new refrigerators (one in wet bar) and two new built in ovens. The crown jewel of the home is the outdoor oasis overlooking the lake with incredible views including a firepit, garden area, and dock. Other highlights include: two new Goodman HVAC systems, new Wi-Fi smart water heater, remodeled fireplace mantle in living room with built in storage cabinets, and a recently sprayed roof w/Roof Maxx that includes a 5-year transferrable warranty. Lost River Preserve is a community with only 81 homesites on 900 acres including 5 fish-stocked lakes, nature trails, and picnic areas while showcasing luxurious executive style properties on oversized lots. This community has a low HOA, No CDD, and the home is elevated in coveted flood zone X. In addition to the private lake, Cockroach Bay State Preserve is 5 minutes away which provides access to the Tampa Bay. Quite simply there's not many one story homes on 2 acres of land overlooking a lake in a non flood zone. The central location offers quick access to Downtown Tampa 35 min. away, downtown St. Petersburg 35 min. away, and downtown Sarasota 45 min. away. Don’t miss your chance to make this gorgeous property your own. Schedule your private showing today of this stunning custom-built home that is sure to impress!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Lot Size: 198 x 321
  • Laundry: Laundry Room
  • Style: Custom
  • Year Built: 2007
  • Garage: 3-car Garage Faces Side, Oversized, Workshop in Garage
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,647
  • Acreage: 2.02
  • Lot Size: 198 x 321
  • Est. Taxes: $5,879
  • HOA Fee: $225 Quarterly
  • Lot Desc: Cul-De-Sac, Oversized Lot
  • Elem. School: Ruskin-HB
  • Middle School: Shields-HB
  • High School: Lennard-HB
  • Pool: Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave
  • MLS#: TB8450151
  • Days on Market: 122 days
  • Website: https://www.raveis.com
    /eprop/TB8450151/2209lostrivertrail_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/28/2026 8:07:28 PM)
Listing courtesy of KELLER WILLIAMS REALTY NEW TAMPA   Phone: 813-994-4422

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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2209 LOST RIVER TRAIL, Ruskin, FL, 33570

$1,495,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,196,000 $1,196,000 $1,196,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.312% 6.385% 6.223%
Monthly Tax Payment $490 $490 $490
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,075 $7,364 $10,093
Total Monthly Payment $7,690 $7,979 $10,708

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.