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Unique Charleston style townhome with a basement in Downtown Simpsonville! Welcome to The Settlement, right in the heart of Simpsonville, SC. This community has so much to offer, and this beautiful home is the cherry on top. Located in a thriving and fast growing area, you are under five minutes from just about anything you could need. This home is an end unit, which means one less neighbor and a larger lot with extra yard space along the side. It offers three bedrooms and three and a half bathrooms, with one bathroom for each bedroom, so everyone gets their own space with no sharing required. The third bedroom is in the basement and works great as a private guest suite, but it could also be a quiet office or bonus room since it has its own full bathroom. The kitchen features unique granite countertops and plenty of storage, with both cabinet space and a pantry. All bathrooms are supported by a natural gas tankless water heater, so running out of hot water can be a thing of the past. The Charleston style design gives this home standout curb appeal. Garage parking is located at the rear and enters directly into the walkout basement. From the living room, step out onto a spacious 160 square foot wooden deck that overlooks the community and creates a great spot to relax or entertain. If you are interested in investing, the seller has been using the home as a profitable, cash flowing investment property. For buyers exploring creative financing options, the seller may also be open to owner financing. The Settlement is packed with amenities, including a community pool, clubhouse, walking trails, dog park, playground, fire pit, food truck court, and a community maintained lake. In a future phase, the neighborhood is also planning a community garden, fruit orchard, and pickleball and tennis courts. Residents also enjoy social events throughout the year. Near the entrance, you will find Prodigy at The Settlement, a daycare through kindergarten learning center that is an easy walk from the home. We invite you to come check out this incredible home anytime!
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Our Executive Mortgage Banker:
$330,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $264,000 | $264,000 | $264,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.609% |
| Monthly Tax Payment | $555 | $555 | $555 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,499 | $1,581 | $2,140 |
| Total Monthly Payment | $2,129 | $2,211 | $2,770 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.