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LOCATED IN THE 24-HOUR GUARD-GATED KEY COLONY COMMUNITY, THIS EMERALD BAY UPGRADED 2 BEDROOM, 2 BATH 9TH FLOOR CONDO OFFERS ELEVATED ISLAND LIVING AND AMENITIES OF THE HIGHEST ORDER. ENJOY BREATH TAKING SERENE SWEEPING VIEWS OF KEY BISCAYNE, THE BAY, OCEAN, DOWNTOWN MIAMI, AND MIAMI BEACH FROM BOTH BEDROOMS AND YOUR SPACIOUS COVERED TITLED BALCONY. THE OPEN-CONCEPT LAYOUT FEATURES A NEWER KITCHEN WITH GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, AND A SNACK COUNTER THAT FLOWS INTO A GENEROUS LIVING AND DINING AREA AND COVERED PATIO. THE INTERIOR HAS BEEN FRESHLY PAINTED AND BOASTS MODERN BATHROOMS, LARGE BEDROOMS WITH NEW VINYL FLOORING AND BEIGE NEUTRAL TILE THROUGHOUT THE MAIN AREAS, WHILE THE MARBLE MASTER BATHROOM ADDS A TOUCH OF LUXURY. THE CONDO HAS THREE PARKING SPACES, PRIVATE WASHER AND DRYER AND RESORT-STYLE AMENITIES INCLUDING POOLS, A BEACHFRONT RESTAURANT, TENNIS COURTS, GYM, BEAUTY SALON, GOLDEN HOG CONVENIENCE STORE AND IS JUST MINUTES WALKING DISTANCE TO SHOPS, DINING AND THE COMMUNITY PARK AND CENTER. THIS BEAUTY OFFERS THE BEST OF COASTAL ELEGANCE AND CONVENIENCE. OWNER REQUESTS NO SMOKING PLEASE. SMALL PET MAY BE CONSIDERED.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$7,200
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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| Loan Amount | $5,760 | $5,760 | $5,760 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.144% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $33 | $35 | $46 |
| Total Monthly Payment | $108 | $110 | $121 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.