1620 SAN MATEO DRIVE, Dunedin, FL, 34698 | $514,000

Under contract-accepting backup offers. RENOVATED & MOVE-IN READY! You will LOVE this 3-bedroom, 2-bathroom home with its HUGE “BONUS” ROOM and COMPLETELY FENCED in YARD in highly sought after DUNEDIN ISLES!! Enjoy coastal living in this GOLF CART FRIENDLY community only 1 mile from Downtown Dunedin (Main St)! NO HOA! NO FLOOD ZONE! You will have ample parking with your covered carport and extra-long and wide driveway. Plenty of parking for all! You and your guests will be WOW’d when you enter your home - thanks to the spacious living/dining areas with its OPEN KITCHEN! There’s SOOOOO MUCH NATURAL LIGHT in EVERY ROOM – thanks to all the extra-large WINDOWS - and several of these windows are hurricane-rated! There is LUXURY VINYL FLOORING throughout the ENTIRE home! Your HUGE - MAGAZINE WORTHY - KITCHEN with its LIGHT GRANITE countertops, stylish tile backsplash, luxury shaker cabinets, and breakfast bar that opens to the “bonus” room! It is the perfect kitchen for gourmet and casual “chefs”! (All brand-new STAINLESS-STEEL APPLIANCES INCLUDED!) Your enormous bonus/family room is perfect for entertaining or relaxing! OH! The bonus room alone has 5 big windows – SO MUCH WONDERFUL LIGHT!! Behind the gorgeous & TRENDY BARNDOOR is your oversized primary bedroom and ensuite bathroom with a walk-in shower! Your primary bedroom includes a large walk-in closet with custom shelving and a private vanity. This split floorplan allows for privacy as the primary bedroom is on one side of the home all to itself! ALL of the BEDROOMS are VERY SPACIOUS! This home is located in the HEART of the beloved DUNEDIN! Here you will be within minutes of EVERYTHING DUNEDIN offers – LITERALLY within MINUTES of - Honeymoon & Caladesi Island, Clearwater Beach, the Pinellas Trail, Dunedin Golf Club, MARINAS, Downtown Dunedin's Main Street with its many boutique shops, non-chain restaurants, local breweries, art galleries, vibrant nightlife, markets, festivals, and sooo much more! (Also, this home is a 5min walk to San Jose Elementary!) ~ YOU will DEFINITELY be LIVING YOUR BEST LIFE in THIS GORGEOUS DUNEDIN HOME! ~~~~ NO HOA, NO CDD, NO FLOOD ZONE! ~~~~~ ROOF-2023, A/C-2015, two SPLIT A/Cs-2023, WATER HEATER-2018, WASHER & DRYER INCLUDED-2023, FENCE-2023, DRIVEWAY CONCRETE-2023!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Year Built: 1956
  • Garage: Covered
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,924
  • Acreage: 0.16
  • Est. Taxes: $6,428
  • Elem. School: San Jose Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Dunedin High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8456433
  • Days on Market: 134 days
  • Website: https://www.raveis.com
    /prop/TB8456433/1620sanmateodrive_dunedin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/10/2026 3:56:14 AM)
Listing courtesy of MIHARA & ASSOCIATES INC.   Phone: 813-960-2300

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1620 SAN MATEO DRIVE, Dunedin, FL, 34698

$514,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $411,200 $411,200 $411,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.398% 5.614%
Monthly Tax Payment $536 $536 $536
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,432 $2,532 $3,333
Total Monthly Payment $3,060 $3,160 $3,961

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.