81 Steuben Road, Garrison, NY, 10524 | $39,000

Set along the quiet, winding stretch of Steuben Road in Garrison, NY, this . 3328-acre parcel offers a compelling opportunity for buyers seeking buildable land in a highly desirable Hudson Highlands setting. Zoned R-10, the property meets the minimum zoning requirements for the area, providing a strong foundation for future development despite having no existing approvals in place. With approximately 65 feet of road frontage, the lot offers direct access and flexibility in site planning, subject to standard town review and permitting. Unlike many smaller parcels in the area, this property aligns with the underlying zoning, allowing a buyer to move forward without the immediate expectation of a zoning variance — a meaningful advantage in today’s regulatory environment. The surrounding neighborhood reflects the character that makes Garrison so sought after: established homes, mature trees, and a peaceful atmosphere shaped by the natural landscape. Residents are drawn here for the balance of privacy and accessibility, with convenient access to Metro-North, major roadways, and the outdoor amenities of the Hudson Valley, including hiking, river views, and preserved open space. This is an ideal opportunity for a buyer ready to conduct due diligence, engage local professionals, and design a home that complements the setting. Whether the goal is a primary residence, a weekend retreat, or a long-term investment, the value here lies in the zoning compliance, location, and scarcity of vacant land in this part of Putnam County. Opportunities to acquire conforming R-10 land with road frontage in Garrison are increasingly limited. 81 Steuben Road offers a clean slate — one where thoughtful planning and vision can translate into lasting value in one of the Hudson Valley’s most enduring communities.

Features

  • Elem. School: Garrison
  • Middle School: Garrison School
  • High School: Haldane High School
  • School District: Haldane
  • MLS#: 944903
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/944903/81steubenroad_garrison_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Dante MazzoneSales Associate

917.855.8728

Dante.Mazzone@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Christine PrestonVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 90874

203.521.7207

Christine.Preston@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance

203.561.0013

Rosemarie.DePasquale@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

81 Steuben Road, Garrison, NY, 10524

$39,000

Dante Mazzone

Sales Associate

William Raveis Real Estate

Phone: 917.855.8728

Dante.Mazzone@raveis.com

Christine Preston

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.521.7207

Christine.Preston@raveis.com

NMLS Mortgage Loan Originator ID 90874

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $31,200 $31,200 $31,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.156% 5.609%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $177 $187 $253
Total Monthly Payment $252 $262 $328

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.