447 N Laurel, #1906, Margate, FL, 33063 | $175,000

You will love this 2-bedroom, 2-bath residence in The Laurels at Margate, one of Broward’s most well-kept and affordable all-ages communities. This beautiful unit features a brand-new kitchen with white quartz countertops and stainless steel appliances, creating a fresh, modern feel. A full-size washer and dryer in the unit adds everyday convenience. The community has a new roof approved and paid in full, with newly paved parking lots coming soon, offering long-term value and peace of mind. The association maintains full reserves and insurance in compliance with lender requirements. The HOA includes cable, water, trash, roof maintenance, and on-site property management—a major plus.
The Laurels is known for its lush landscaping and peaceful atmosphere, ideal for walking and outdoor enjoyment. Amenities include barbecue areas, tennis, soccer and basketball courts, a fitness center, a clubhouse with billiards, and a heated pool for year-round use.
Conveniently located with Walmart and other big name shops across the street, plus banks, restaurants, schools, medical clinics, and pharmacies within walking distance.
Association requirements include minimum credit score of 650+, DTI under 40%, three months of maintenance in escrow upon approval. Eligible buyers may finance conventionally with as little as 3. 5% down, subject to qualification. FHA, VA Approved association

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Clubhouse,Fitness Center,Library,Barbecue,Picnic Area,Playground,Pool,Tennis Court(s)
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: LAURELS AT MARGATE
  • Year Built: 1981
  • Common Charge: $668 Monthly
  • Approx Sq. Feet: 1,019
  • Est. Taxes: $1,582
  • View: None,Other
  • Elem. School: Liberty
  • Middle School: Margate Middle
  • High School: Coconut Crk High
  • Pets Allowed: Yes
  • Pet Policy: Size Limit,Yes
  • Appliances: Dryer,Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator,Washer
  • MLS#: A11931080
  • Days on Market: 21 days
  • Website: https://www.raveis.com
    /prop/A11931080/447nlaurel_margate_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MIAMI Association of REALTORS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Listing courtesy of CAPITAL HOMES INC   Phone: 561-504-8830

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

447 N Laurel, #1906, Margate, FL, 33063

$175,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $140,000 $140,000 $140,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.156% 5.415%
Monthly Tax Payment $132 $132 $132
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $806 $838 $1,116
Total Monthly Payment $1,013 $1,045 $1,323

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.