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Welcome to this exceptional waterfront ranch in the desirable Idle Hour community of Oakdale. Offering 1, 814 sq. ft. of thoughtfully designed living space, this home provides an ideal opportunity to enjoy true Long Island waterfront living with direct canal access just moments from the Connetquot River and the Great South Bay—no bridges to navigate. Step inside to a spacious layout featuring wood flooring, an open living room with a bay-window bump-out and an adjacent dining room perfect for gatherings. The kitchen offers a breakfast bar, wall oven, and abundant natural light from another bay-window bump-out. The cozy family room, complete with a classic brick wood-burning fireplace offers warm canal views and a perfect place to unwind. The owner’s suite includes a walk-in closet and private bathroom with a walk-in shower. Two additional bedrooms, a full guest bathroom completes the sleeping wing. A dedicated laundry room provides everyday convenience. Step outside to your own waterfront oasis with desirable southern exposure, a deck, dog run, 80 feet of bulkhead, and two finger docks suitable for vessels of various sizes. The property also features a natural boat ramp, offering convenient on-site launching and retrieval for smaller boats, kayaks, or personal watercraft. Boaters will appreciate direct, effortless access to open water, making this an ideal home for those who truly love life on the water. A 1-car garage offers added storage with utilities conveniently positioned at the rear. Set within the scenic Idle Hour community along the Connetquot River, this home offers a rare chance to live in one of Oakdale’s most historic and picturesque neighborhoods. Once part of the famed Vanderbilt estate, Idle Hour is celebrated for its natural beauty, waterfront setting, and close proximity to marinas, parks, dining, entertainment, shopping, and the Oakdale LIRR station—ideal for commuters and weekend explorers. Optional amenities include membership at the private Idle Hour Beach Club - offering pools, a clubhouse, beach access, and marina or Byron Lake Park with its modern pool complex and recreational facilities. Experience the perfect blend of lifestyle, location, and Long Island charm. Don't miss this rare opportunity—Call today for a showing!
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$840,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $672,000 | $672,000 | $672,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 4.875% | 5.750% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 5.925% | 5.858% | 5.681% |
| Monthly Tax Payment | $1,472 | $1,472 | $1,472 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,556 | $3,922 | $5,491 |
| Total Monthly Payment | $5,120 | $5,486 | $7,055 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.