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Charming 2-bedroom, 2-bath home with a 2-car garage located in the desirable 55+ community of Oak Run, situated on a fully maintained lot that includes lawn care, fertilization, watering, and flower bed maintenance. Ideal as a full-time residence or seasonal snowbird retreat, this home offers a comfortable and functional open-concept layout with the kitchen overlooking the living room and a nicely sized dining and living room combo, perfect for everyday living and entertaining. The spacious primary suite features a large walk-in closet and an en suite bathroom with a walk-in shower. The second bedroom includes a generous built-in closet and is conveniently located near the guest bathroom. Sliding glass doors from the living area lead to a screened rear porch, providing a peaceful space to enjoy morning coffee or relax while overlooking the backyard. Furniture is optional, allowing flexibility for buyers. A new roof is scheduled for installation on 12/22/25, and the home is equipped with a 2014 A/C system. With a little TLC, this property offers a wonderful opportunity to personalize and create your ideal forever home or part-time getaway while enjoying Oak Run’s amenities and maintenance-free lifestyle. Service fees includes trash pickup, basic cable, 24-hour security, lawn care, access to all community amenities, and maintenance of common areas and facilities. Residents of this community enjoy access to numerous amenities with six pools ( 1 indoor ), 5 Hot tubs - spanning across three different club houses! But it doesn't stop there. . Over a 150 clubs to join, two recently updated workout centers, Enjoy meals at the on-site restaurant or hit the greens at the community golf course. Plus, there's a dedicated dog park for your furry friends. This community ensures an active and fulfilling lifestyle. Don’t miss out on this opportunity to make this home yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $159,999 | $159,999 | $159,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $99 | $99 | $99 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $884 | $946 | $1,276 |
| Total Monthly Payment | $1,058 | $1,120 | $1,450 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.